77 6 THE POPULAR SCIENCE MONTHLY. 



after the time for -which payments have been made, and if it can be 

 shown to the satisfaction of the committee of management that such 

 person has not worked elsewhere during any part of the intervening 



time. 



Each contributor is given a certificate setting forth his rate of con- 

 tribution, and the measure of relief to wbich he is entitled ; which is 

 valid during the period the holder remains employed by the Baltimore 

 and Ohio Railroad. Company, or by other companies to whose employes 

 the benefits of the fund may be extended ; which certificate is to be 

 exchanged or modified from time to time, so as always to represent 

 the grade or standing of its holder in the fund. 



The death-allowance is paid to the person designated by the con- 

 tributor in his application ; but, if there be no such designation, then to 

 the legal representative of the deceased. 



The several subscriptions to the fund are deducted monthly, or 

 whenever salaries are paid by the company's paymasters in advance, 

 and are held subject to investment or disbursement as the managers 

 may decide. 



In order to secure to the railroad company that immunity from 

 prosecution which its liberal contributions for the protection of its 

 employes' interests entitle it to enjoy, it was further announced that it 

 was not contemplated to give double benefits in those cases of disa- 

 bility or death resulting from accidents ; the promised benefits would 

 not be paid when the contributor or any person entitled to damages 

 because of the accident to him, whether resulting in death or not, 

 claimed damages against the company ; and requiring the filing with 

 the managers of the association of a release satisfactory to them, signed 

 by all persons in interest, releasing the company from all liability ; but 

 it was left optional with the employe to accept the benefits offered by 

 the association, or to institute other measures to secure indemnity for 

 injury sustained. 



Every applicant for membership is required to state in his applica- 

 tion his age and length of service with the road, or its branches, which 

 is held to be conclusive evidence in respect to any subsequent claim 

 presented by him or his representative. 



Before any accident allowance can be paid to any member, the 

 surgeon of the association must certify that he is totally unable to 

 labor ; and the supervisor or chief of division or department in which 

 he served before the accident must certify that his injuries were 

 received while in the discharge of duty and in the company's service. 



In cases of illness or diability not thus incurred, the allowance is 

 paid only after cei'tificates, satisfactory to the managers, have been 

 received from a duly registered medical practitioner, corroborated by 

 the contributor's superintendent, or the head of department, that sick- 

 ness or injury had caused total disability for labor for the time spe- 

 cified in the certificate. 



