LOCAL OBSERVATIONS AND SUGGESTIONS 



XIII 



WHERE THE DIRECTORS CONGRATULATE THEMSELVES THAT ALL IS PROSPERING. 



good will of the entire community. 

 The officers of the bank are as fol- 

 lows: William D. Smith, President; 

 Charles D. Lockwood, Vice-President ; 

 Walter E. Houghton, Secretary and 

 Treasurer. 



The Directors are : William D. 

 Smith, Joseph G. Houghton, Alfred N. 

 Phillips, Joseph R. Swan, Walter E. 

 Houghton, Charles D. Lockwood, Her- 

 bert C. Reed, Charles F. Waterbury 

 and Hezekiah Weed. 



A MAGNIFICENT DOME ELICITS WORDS OF APPRECIATION. 



