140 



Mr W. Fraser on tfte Hiatory and Constituthm of 



TABLE shewing the Annual Accumulation or Value of the Total and Individual Stock in 

 the Annuity awl Funeral Schemes from 21 to 95 years of age ^ arising from a Yearly Con- 

 trUmtion to each Scheme of £1 from 21 to J I years of age, when the Contributions cease. 



It may be mentioned, that the rapid accumulation of total and individual 

 capital which takes place in the Annuity Scheme, not only arises from the an- 

 nual addition of interest upon the capital, but also from the surviving mem- 

 bcrs acquiring right to both the contributions and accruing interest of those 

 who have died. The accumulation of capital in the Sickness Scheme is also 

 owing, in a certain degree, to the same cause ; but in the Funeral Scheme, 

 the fund is diminished to the survivors by those who die in early life. The 



