800 Mr W. Fraser on the History and Constitutwhi (if 



rate of allowance in both diminishing progressively at each step of the scale/ 

 It will therefore be obvious, that the expenditure for sickness must dejjend up- 

 on the quantum which may occur, and the sum stipulate<l to be paid weekly 

 during each of these periods ; and hence it is necessary to take an average of 

 the whole, in order to ascertain the requisite contributions for societies adopt- 

 ing either of these scales of payments. 



When Dr Price made his calculations for Friendly Societies, he divided 

 the allowance during sickness into " Bedlying Pay'* and " Walking Pay ;" 

 but it does not appear what proportion he conceived they would bear to each 

 other. Assuming, however, as before stated, that, in societies consisting of per- 

 sons under 32 years of age, a forty-eighth part of them would be always in a 

 state of incapacity for labour by illness and accidents ; that from the age of 32 

 to 42 this proportion would increase one-fourth ; from 43 to 51 one-half; from 

 52 to 58 three-fourths ; and from 59 to 64 double — he calculated the following 

 Table of rates of Contributions and Allowances. 



" TABLE shewing' (lie Weekly Allowances^ during Incapacities of Labour, produced 

 by Sickness or Accidents, and the corresponding Weekly Contributions necessary 

 to entitle Persons to those Allowances. 



Class. 



3 



*s 



o ^ 



I. 



II. 



III. 



IV. 



V. 



VI. 



VII. 



VIII. 



IX. 



X. 



XI. 



Ages of Contributors at 

 Admission. 



e£J 





d. 

 1 



n 



2 

 3 



H 



4 



4| 



5 



54 



6 



c o 



f^ eo 



CO 





g« 



23 



8 

 9 

 10 



11 



1 



Class. 



I. 



II. 



III. 



IV. 



V. 



VI. 



VII. 



VIII. 



IX. 



X. 



XI. 



pq 



£ s. 

 4 

 6 

 8 

 10 

 12 

 14 

 16 



18 



1 

 I 2 

 1 4 



^ 

 P^ 



s. 



2 



3 



4 



5 



6 



7 



8 



9 



10 



11 



12 



" iV. B. The ages in this and the following tables are the ages at admission, and 

 the contributions at admission are reckoned to continue invariable till they 

 cease at sixty-five *." 

 It is here to be remarked, that the contributions and benefits for sickness are 

 both intended to stop at the age of 65 ; and that the " following tables " allud- 

 ed to in the note, refer to annuities or superannuation allowances, which were 

 to supersede those for sickness, at the age of 65. The proportions which the 

 allowances bore to each other, were, 12s. per week bed-lying pay (i. e. when 

 disabled) ; 68. per week walking pay (or when not totally disabled) ; 6s. per 

 week after 65, whether ill or well ; and this latter sum doubled at 70,— a mem- 

 ber being considered to be then totally unfit for labour. The contributions. 

 * Price on Reversionary Paymeuts> 7th e$Ut. vol ii. p. 477^ 



