Beuf'fit or Friendly Societies. 



SOS 



TABLE sjicwing tJie Single and Annual Contributions (the latter payable quarterly) 

 for assuring Ten Shillings * per week during Sickness till 70 years of Age ; Ten 

 Pounds per annum for life after 70 ; and Ten Pounds at Death. 



The payments required for annuities to widows have been here omitted, because 

 the tables for that scheme were calculated upon the supposition, that, in practice, 

 all the contributions for the different benefits would be conjoined, and, therefore, 

 that although a member should become a widower, he would still be under the 

 necessity of making full payment to all the schemes. It is but natural to suppose, 

 however, that few would continue to contribute to a fund from which they could 

 never derive any benefit, and, by abandoning the society, would render all the cal- 

 culations for the scheme useless. The payments for such benefits, therefore, should 

 be entirely distiiict from all other contributions, and calculated to cease at the 

 death of the wife, as well as at the death of the husband ;— but, It is presumed, 

 that very few of the working classes will be found to insure for this benefit, the 

 same amount of contribution being required for a widow's annuity of L. 10 per 

 itnnum as for L. 100 at the death of her husband ; besides, that the former benefit 

 is uncertain, while the latter is certain, and also of more advantage to the widow. 



* It was found, that au annual contribution of lOs. would afford a weekly sick allowances of lOs. 3id. 

 from 21 to 70 years of age, but it was reconuncnded, that 10s. only should be the stipulated allowance. 



