Benefit or Friendly Societies. 89 



persons who would be annuitants, 98 would live for 15 years ac- 

 cording to these tables, while 162 persons would survive through 

 that period, and attain the age of 80 years, according to the Car- 

 lisle tables. 



There is also given in the Report a comparison of the results 

 of various tables of mortality, constructed from observations 

 made in Britain, in France, and in Sweden ; but we shall only 

 select those of this countrv. 



Of 1 00,000 persons ^ 

 aged 25, there f 

 would be alive f 

 at the age of 65 j 



Of 100,000 persons ^ 

 aged 65, there f 

 would be alive i" 

 at the age of 80 J 



Expectation of life ) 

 at the age of 25 j 



Expectation of life \ 

 at the age of 65 



Value of an annui- 

 ty of £ 1 on a life 

 aged 25, interest 

 at 4 per cent. 



Value of an annul- "I 

 ty of £ 1 on a life f 

 aged 65, interest l* 

 at 4 per cent. J 



Value of a defer, -v 

 red annuity of £1 # 

 commencing at \ 

 65, to a life now /' 

 aged 25, interest V 

 at 4 per cent. J 



} 



By Dr Price's 

 Table, found- 

 ed on the Re- 

 gister of Births 

 and Burials at 

 Northamptoji. 



34,286 



28,738 



Sfears. 

 30.85 



10.88 

 £ 15.438 



£7.761 

 £ 0.55424 



By Mr Milne's 

 Table, found 

 ed on the Mor 

 tality observed 

 at Carlisle. 



51,335 



31,577 



Years. 

 37.86 



11.79 

 £ 17.645 



£ a307 

 £ 0.88823 



By Mr Griffith 

 Davles's Table 

 founded on the 

 Experience of 

 the EquiUble 

 Life Insurance 

 Office. 



According to 

 his First In- 

 vestifjation, as 

 mentioned in 

 hl« evidence in 

 1825. 



49,330 



37,267 



Years. 

 37.45 



12.35 

 £ 17-494 



£8.635 

 £ 0.88723 



By Mr Finlalson's Tables, 

 founded on the Experience of 

 the Government Life Annuit. 



Mean of both 

 Sexes. 



53,470 



38,655 



Years. 

 38,35 



12.81 

 £17.534 



£ 8.896 

 £0.99078 



According to 

 his Second In- 

 vestigation, as 

 mentioned in 

 his evidence in 

 1827- 



Mean of both 

 SeJtes. 



53,950 



37,355 



Years. 

 38.52 



12.50 



£ 17.634 



£8.751 



£ 0.98334 



Note.— In the above Tables, it is to be observed, that the mortality is deduced from 

 an equal or nearly equal number of each sex ; with the single exception of Mr 

 Davies's Table founded on the experience of the E(iuitable, in which office, 

 from the practical objects of Life Insurance, it is evident the male sex must have 

 composed the vast majority of lives subjected to mortality. But as it is agreed 

 on ah hands, that the duration of life among females exceeds that of nude*. It 

 follows that the results of Mr Davies's Table fall materially short of what they 

 would have been, if the facts on which he has reasoned had comprehended an 

 equal number of each sex. 



No comparison is here given of the different values of sums 

 payable at death ; but it may be stated that a society, whose 



