76 Mr W. Fraser on the Historij ayid Constitution of 



Here the difference between male and female mortality is very strikingly 

 shewn by the Glasgow Table, — a fact which, although well known to those ac- 

 customed to such investigations, has been hitherto seldom contemplated by the 

 great majority of the public. But, as the average of these two tables for males 

 and females combined, come so near to each other, in ])eriods of ten years, be- 

 ing, according to the Highland Society's average for all ages between 20 and 

 60, one in 7G.77 annually, and, according to the Glasgow observations, one in 

 83.66, it may be presumed that the following Table will represent pretty ac- 

 curately the mortality of the working classes of this country, at all ages from 

 that of 20 to the vitmost period of life. The average number alive, through- 

 out the year, is a mean between those alive at the beginning, and those alive at 

 the end of each year. 



MORTALITY TABLE, exhibiting the Law of Mortality after 20 years 

 of Age, or the Number of Persons alive at the beginning of each year, till 

 all are dead, out of 1005, all commencing the 21st year of their age at the 

 same time ; — ^being an average of the Northampton, Carlisle, and latest 

 Swedish Tables of Mortality *. 



Such, then, was the rate of mortality adopted by the Highland Society of 

 Scotland in calculating the necessary contributions for allowances in Sickness, 

 Deferred Annuities, and sums payable at Death, to the Members of Friendly 

 Societies ; and it will next be seen from the evidence taken before the two 

 Select Committees of the House of Commons, how far the above Table may 

 be considered as suitable for these purposes. 



• Hjgliland Society's Report, p. 146. 



