Nov. 10. 1855.] 



NOTES AND QUERIES. 



ESTABUSHED 1803. 



Capital: — ONE MILLION Stebiino. 

 All Paid-Up and Invested in 1806. 



Crl-OBZ: INSURiLlVCEl, 



J. "W. FRESnriELD, Esq. : M.P. : F.E.S. - Chairman. 



FOWLEB NEWSAM, Esq Deputy Chairman. 



GEORGE CARR GLYN, Esq. : M.P — Treasurer. 



T-mE : LIFE : ANNUITIES : REVERSIONS. 



CORN HILL 4- FALL MALL — LONDOHf. 



Empowered by Special Acts of Parliament. 



IIFE INSURANCES cranted from Fifty to Ten Thousand Poundu, at Rates particularly 

 J favourable to the Younger and Middle periods of Life. 



No CiiAROB FOR Stamp Duties on Life Policies. 



Every class of FIRE and LIFE Insurance transacted. 



Meoicai. Fees generally paid. 



Pkospecicses, — with Life Tables, on various plans, — may be had at the OiBces ; and of any 

 of the Agents. 



WILLIAM NEWMARCH, 



iSecretari/. 



WESTERN LIFE ASSU- 

 RANCE AND ANNUITY SOCIETY, 

 3. PARLIAMENT STREET, LONDON. 

 Founded A.D. 1842. 



H. E. Bicknell.Esq. 

 T. S. Cock8,Jun. Esq. 



M.P. 

 G. H. Drew, Esq. 

 W. Evans, Esq. 

 W. Freeman, Esq. 

 F. Fuller, Esq. 

 J. H. Goodhart.Esq. 



Directors. 



T. Grissell.Esa. 

 F. B. Marson, Esq. 

 J. Nichols, Esq. 

 A. Robinson, Esq. 

 E. Lucas, Esq. 

 J. L. Seager, Esq. 

 J. B. White, Esq. 

 J. C. Wood, Esq. 



Trustees. 

 G. Drew. Esq. ; T. Grissell, Esq. i 



W. WhateIey,Esq., Q.C. 



Physician. — W. R. Bnsham, M.D. 



Banters. — Messrs. Cocks, Biddulph, and Co. 



VALUABLE PRIVILEGE. 

 POLICIES effected in this Office do not be- 

 come void through temporary difficulty in pay- 

 ing a Premium, as permission is given upon 

 application to suspend the payment at interest, 

 according to the conditions detailed in the Pro- 

 spectus. 



Specimens of Rates of Premium for Assuring 

 100?., with a Share in three-fourths of the 

 Profits : 



Age 

 17 - 

 22 - 

 27- 



£ a. d. 



- 1 14 4 



- I 18 8 



Age 



32- 



£ s. d. 



- 2 10 8 



- 2 18 6 



- 3 8 2 



ARTHUR SCRATCHLEY, M.A., F.R.A.8., 

 Actuary. 



Now ready, price 10». M., Second Edition, 

 with material additions, INDUSTRIAL IN- 

 VESTMENT and EMIGRATION; being a 

 TREATISE on BENEFIT BUILDING SO- 

 CIETIES, and on the General Principles of 

 Land Investment, exemplified in the Cases of 

 Freehold Land Societies, Building Companies, 

 &c. Witli a Mathematical Appendix on Com- 

 R?.H??..^°„'?.'S»* »"'! I'ife Assurance. By AR- 

 THUR SCRATCHLEY, M.A., Actukryto 

 the Western Life Assurance Society, 3. Parlia- 

 ment Street, London. 



212° MILNERS' HOLDFAST 



, , and FIRE-RESISTING SAFES 



(non-conducting aud v.apourising), with all 

 the Improvements, under their Quadruple 

 Patents of 1840-51-54 and 1855, including their 

 Gunpowder Proof Solid Lock and Door (with- 

 out which no Safe is secure). 



THE STRONGEST, BEST, AND CHEAP- 

 EST SAFEGUARDS EXTANT. 

 MIT,NERS' PHCENIX (212°) SAFE 

 WOHKS, LIVERPOOL, the most Complete 

 and Extensive in the World. Show Rooms, 

 6. and 8. Lord Street, Liverpool. London 

 Depat, 47a. Jloorgate Street, City. Circulars 

 Free by Post. 



Just published. 



PRACTICAL PHOTOGRA- 

 PHY on GLASS and PAPER, a Manual 

 containing simple directions for the production 

 of PORTRAITS and VIEWS by the agency 

 of LiiTht, including the COLLODION, AL- 

 BUMEN, WAXED PAPER and POSITIVE 

 PAPER Processes, by CHARLES A. LONG. 

 Price Is.; per Post, \s. 'Id. 



Published by BLAND & LONG, Opticians 

 Philosophical and Photographical Instru- 

 ment Makers, and Operative Chemists, 153. 

 Fleet Street, London. 



™e new collodion 



X manufactured by BLAND & LONG, 



153. Fleet Stieet. London, will hear compari- 

 son with any other Preparation offered to 

 Photographers. Price M. per oz. Can be had 

 separate from the Iodizing Solution. Nitrate 

 of Silver, 4s. 6d. per oz. ; Pyrogallic Acid, 

 1». 6rf. per drachm ; Glacial Acetic Acid, 6rf. 

 per oz. ; Hyposulphite of Soda, \s. per lb. 



CAMERAS, LENSES, and every Descrip- 

 tion of Apparatus, of first-class Workmanship. 



Chemicals of ABSOLUTE PURITY, and 

 1 every material required in the Photographic 

 j Art of the finest quality. 



Instruction in all the Processes. 

 Catalogues sent on Application. 



BLAND & LONG, Opticians. Photographical 

 Instrument Makers, and Operative Chemists, 

 153. Fleet Street, London. 



PHOTOGRAPHY. 



'P OTTEWILL'S NEW DARK 



X • CHAMBER, for holding a number of 

 prepared Plates, enables the Operators to 

 translcr prepared Plates or Paiier into the 

 plate-hok'er without injury from light, and 

 after exposure in Camera, to remove tliem 

 back again into the Dark Box. Supersedes the 

 use of tent or other covering, and is applicable 

 for any process. 



24. CHARLOTTE TERRACE, 

 CALEDONIAN ROAD, ISLINGTON. 



PHOTOGR^VPHY, WHOLESALE, RE- 

 TAIL, AND FOR EXPORTATION. 



OTTEWILL & CO., 24. CHAR- 

 LOTTE TERRACE. ISLINGTON.- 

 OTTEWILL'S REGISTERED DOUBLE- 

 BODY FOLDING CAMERA, with Rack- 

 work Adjustment, is superior to every other 

 form of Camera, and is adapted for Landscapes 

 and Portraits. — May be had of A. ROSS, 

 Featherstone Buildings, Holborn ; and at the 

 Photographic Institution, Bond Street. 



*«* Catalogues may be had on application. 



THE LONDON ASSURANCE, 



INCORPORATED A.D. 1720. 

 FOR LIFE, FIRE, AND MARINE 



ASSURANCES. 

 Head Ofl5ce, 7. Royal Exchange, Com^iill. 



SAMUEL GREOSON, ESQ., M.P.. Governor. 



JOHN ALVES ARBUTHNOT, ESQ., Sub- 

 Governor. 



JOHN ALEX. HANKEY, ESQ., Deputy- 

 Governor. 



Directors. 



Nath. Alexander, Esq. 

 R. Baggallay, Esq. 

 G. Barnes, Esq. 

 H. Bonham Bax, Esq. 

 James Blyth, Esq. 

 J. W. Borradaile, Esq. 

 Edw. Burmester. Esq. 

 Chas. Crawley, Esq. 

 W. Dallas, Esq. 

 B. Dobree, Jun., Esq. 

 H. G Gordon, Esq. 

 Edwin Gower, Esq. 

 David C. Gothrie,E»q. 



E. Hamage, Esq. 

 Louis Huth, Esq. 

 William King, Esq, 

 Charles Lyall, Esq. 

 John Ord, Esq. 

 David Powell, Esq. 

 G. Probyn,Esq. 

 P. F. Robertson, Esq. 



M.P. 

 Alex. Trotter. Esq. 

 Thos. Weeding, Esq. 

 Lest. P. Wilson, Esq. 



Actuary, PETER HARDY, ESQ., F.R.S. 



WEST END OFFICE, No. 7. PALL MALL. 



Committee. 



Two Members of the Court in rotation, and 



HENRY KINGSCOTE, ESQ., and 

 JOHN TIDD PRATT, ESQ. 



Superintendent, PHILIP SCOONES, ESQ. 



LIFE DEPARTMENT. 



THIS CORPORATION has granted As- 

 surances on Lives for a Period exceeding One 

 Hundred and Thirty Years, having issued its 

 first Policy on tlie 7tli June, 1721. 



Two- thirds, or 66 per cent, of the entire pro- 

 fits, are given to the Assured. 



Policies may be opened under either of the 

 following plans, viz. : 



At a low rate of premium, without partici- 

 pation in profits, or at a somewhat higher rate, 

 entitling the Assured either, after the first five 

 years, to an annual abatement of premium for 

 the remainder of life, or, after payment of the 

 first premium, to a participation in the ensuing 

 quinquennial Bonus. 



The abatement for tlifi yeaj- 1855 an the 

 Annual Premiums of persons who have been 

 assured under Series " 1831 " for five years or 

 longer, is upwards of 33 per cent. 



The high character which this ancient Cor- 

 poration has maintained during nearly a 

 Century and a Half, secures to the public a 

 full and faithftil declaration of profits. 



The Corporation bears the whole Expenses 

 OF Management, thus giving to the Assured, 

 conjoined with the protection afforded by its 

 Coiporate Fund, advantages equal to those of 

 any system of Mutual Assurance. 



Premiums may be paid Yearly, Half-yearly, 

 or Quarterly. 



A II Policies are issued free from Stamp Duty, 

 or from charge of any description whatever, 

 beyond the Premium. 



Tlie attention of the Public is especially 

 called to th« ffi-eat advantages offered to Life 

 Assurers by the Legislature in its recent 

 Enactments, by which it will be found that, to 

 a defined extent. Life Premiums are not sub- 

 ject to Income Tax. 



The Fees of Medical Referees are paid by the 

 Corporation. 



Annuities are granted by the Corporation, 

 payable Half-yearly. 



Every facility will be given for the transfer 

 or exchange of Policies, or any other suitable 

 arrangement will be made for the convenience 

 of the Assured. 



Prospectuses and all other information may 

 be obtained by either a written or personal 

 application to the Actuary, or to theSuperin- 

 tendent of the West End Ofllce. 



JOHN L.VURENCE, Secretary. 



