Dec. 8. 1855.] 



NOTES AND QUERIES. 



KsTAULlSHED 1803. 



Capital : — ONE MILLION Sterlinq. 

 All Paid- Up and Invested in 1806. 



GI-OBZ: IirSUItiLNCS, 



J. ■W. FRESHFIELD, Esq. : M.P. : F.R.S. — Chairman. 

 FOWLER NEWSAM, Esq — Deputy Chairman. 

 GEORGE CARR GLYN, Esq. : tii.V. — Treasurer. 



"FIRE : LIFE : ANNUITIES : REVERSIONS. 



COliNHILL tf FALL MALL — LONDON. 

 Erapoweied by Special Acts of Parliament. 



LIFE HreURANCES granted from Fifty to Ten Thousand Pounds, at Rates puriicnlarly 

 favourable to the Younger and Middle periods of Life. 

 No CuAiioE FOR Stamp Duties ox Life Policies. 

 Every class of FIRE and LIFE Insurance transacted. 

 Medical Fees generally paid. 



Prospectuses, — with Life Tables, on various plans,— may be had at the Offices ; and of any 

 of the Agents. 



WILLIAM NEWMARCH, 

 .Secretary. 



WESTERN LIFE ASSU- 

 RANCE AND ANNUITY SOCIETY, 

 3. PARLIAMENT STREET, LONDON. 

 Founded A.D. 1842. 



Directors. 



T. OrisselLEsn. 

 F. B. Marson. Esq. 

 J. Nichols, Esq. 

 A. Robinson, Esq. 

 E. I/Ucas, Esq. 

 J. L. Seager, Esq. 

 J. B. White, Esq. 



H. E. Bicknell.Esq. 

 T. 8. Cock8,Jun. Esq. 



M.P. 

 G. H. Drew. Esq. 

 W. Evans, Esq. 

 W. Freeman, Esq. 



F. Fuller, Esq. ,. 



J. H. Ooodhart.Esq. I J. C. Wood, Esq. 



Tnatees. 

 G. DrPw.Esq. ; T. Grissell, Esq. ; 



W. Whateley.EsQ., Q.C. 

 Physician.— yr. R. Bashann, M.D. 

 £aniter«. — Messrs. Cocks, Biddulph, and Co. 

 VALUABLE PRIVILEGE. 

 POLICIES effected in this Office do not be- 

 come void through temporary difficulty in pay- 

 ing a Premium, as permission is given upon 

 application to suspend the payment at interest, 

 according to theconditionsdetailedinthe Pro- 

 spectus. 



Specimens of Rates of Premium for Assuring 

 lOO;., with a Share in three-fourths of the 

 Profits : 

 Age 

 17 - 



ARTHUR SCRATCHLEY, M.A., F.R.A.8., 

 Actuary. 



Now ready, price IDs. 6rf., Second Edition, 

 with material additions, INDUSTRIAL IN- 

 VESTMENT and EMIGRATION; bein? a 

 TREATISE on BENEFIT BUILDING SO- 

 CIETIES, and on the General Principles of 

 Land Investment, exemplified in the ('ases of 

 Freehold I, and Societies, Building Companies, 

 &c. With a Mathematical Aj>pendix on Com- 

 pound Interest and Life Assurance. By AR- 

 THUR SCRATCHLEY, M.A., Actuary to 

 the Western Life Assurance Society, 3. Parlia- 

 ment Street, London. 



010° MILNERS' HOLDFAST 



"^ -^ ^ and FIRE-RESISTING SAFES 



(non-conducting and vapourising), with all 

 the Improvements, under their Quadruple 

 Patents of 1840-51-M and 1855, including their 

 Gunpowder Proof Solid Lock and Door (with- 

 out which no Safe is secure). 



THE STRONGEST, BEST, AND CHEAP- 

 EST SAFEGUARDS EXTANT. 



MILNERS' PHCENIX (2120) SAFE 

 WORKS, LIVERPOOL, tlie most Complete 

 and Extensive in the World. Show Rooms, 

 6. and 8. Lord Street, Liverpool. London 

 Depdt, 47a. Moorgate Streeti City. Circulars 

 Free by Post. 



LONDON AND WESTMIN- 

 STER BANK. 



Paid-up Capital 1,000,OOOZ. 



Directors. 



T)ie Right Hon. the LORD MAYOR. 

 Henry Bosanquet, Esq. 

 Henry Buckle, Esq. 

 Frederick Burmester, Esq. 

 John Garratt Cattley, Esq. 

 Thomas Chapman, Esq., F.R.S. 

 James Denis dc Vitr(!, Esq. 

 Joseph Esdaile. Esq. 

 Thomas Ka'ncomb, Esq., Aldn. 

 Charles Gihbes, Esq. 

 William Haigh, Esq. 

 George Hansun, Esq. 

 .lohn Lewis Ricardo, Esq., M.P. 

 .Tohn Stewart, Esq. 

 Joshua Walker, Esq. 



General Manager. — JAMES WILLIAM 

 GILBART,F.R.S. 



CITY OFFICE, Lothbury i W. T. Hender- 

 son, Manager. 



WESTMINSTER BRANCH, 1. St.James'j 

 Square ; J. W. Weldon, Manager. 



BLOOMSBURY BRANCH, 214. High Hol- 

 born ; Willam Ewings, Manager. 



SOUTHWARK BRANCH, 3. Wellington 

 Street, Borough ; Edward Kingsford, Manager. 



EASTERN BRANCH, 87. High Street, 

 Whitechapel ; W. D. Asperne, Manager. 



ST. MARYLEBONE BRANCH, 4. Strat- 

 f ird Place, Oxford Street ; G. M. Mitchell, 

 Manager. 



TEMPLE BAR BRANCH, 217. Strand; 

 Charles Ward, Manager. 



Current Accounts are received on the same 

 principles a" those observed by tiie London 

 Bankers. No Christmas Boxes, or other gra- 

 tuities, are allowed to be taken by the Officers 

 of the Bank. The Bank also takes the Agency 

 of Joint-Stock Banks, Private Bankers, and 

 other parties residin'r at a distance. Cheques 

 on Penny Stamps m'ny be drawn from any 

 place in the United Kingdom. Strong rooms 

 are provided for the security of Deeds and 

 other Property lodged by the Customers of the 

 Bink. 



Sums from 10?. to 1 000?. are received on Deposit, 

 at a rate of interest lo be fixed at the time, and 

 they are repnyable upon demand, without 

 notice. If withdrawn within a mouth, no in- 

 terest is allowed. 



Sums of lOOOJ., and upwards, are also re- 

 ceived on Deposit Rereipts, upon such terms as 

 may be agreed ui on, with regard to the rate of 

 interest and the time of repnyment. Parties 

 may lodire money upon an Interest Account 

 who have no Current Account, and those who 

 have Current Accounts may transfer any por- 

 tion of their Balance to an Interest Account. 



The Rate of Interest allowed at present on 

 Deposits of 50"?., and upwards, is Five per cent. 



J. W. GILBART, General Manager. 

 London, Nov. 9. 1855. 



THE LONDON ASSURANCE, 



INCORPORATED A.D. 1720. 



FOR LIFE, FIRE, AND MARINE 



ASSURANCES. 

 Head Office, 7. Royal Exchange, Cornhill. 



SAMUEL GREGSON, ESQ., M.P.,GoTcrnor. 



JOHN ALVES ARBUTHNOT, ESQ., Sub- 

 Governor. 



JOHN ALEX. HANKEY, ESQ., Deputy- 

 Governor. 



Directors. 



Nath. Alexander, Esq. 

 R. Ba<xgallay, Esq. 

 G. Barnes, Esq. 

 H. Bonham Bax, Esq. 

 James BIyth, Esq. 

 J. W. Borradaile, Esq. 

 Edw. Burmester. Esq. 

 Chas. Crawley, Esq. 

 W. Dallas, Esq. 

 B. Dobree. Jun., Esq. 

 H. G Gordon, Esq. 

 Edwin Gower, Esq. 

 David C. Guthrie, Esq. 



E. Homage, Esq. 

 Louis Huth, Esq. 

 AVilliam King, Esq. 

 Charles Lyall, Esq. 

 John Ord, Esq. 

 David Powel 1 , Esq. 

 G. Prohyn.Esq. 

 P. F. Robertson, Esq., 



M.P. 

 Alex. Trotter. Esq. 

 Thos. Weeding, Esq. 

 Lest. P. Wilson, Esq. 



Actuary, PETER HARDY, ESQ., F.R.S. 

 WEST END OFFICE, No. 7. PALL MALL. 



Committeei 



Two Members of the Court in rotation, and 



HENRY KINGSCOTE, ESQ., and 



JOHN TIDD PRATT, ESQ. 



Superintendent, PHILIP SCOONES, ESQ. 



LIFE DEPARTMENT. 



THIS CORPORATION has granted As- 

 surances on Lives for a Period exceeding One 

 Hundred and Thirty Years, having issued its 

 first Policy on the 7th June, 1721. 



Two-thirds, or 66 per cent, of the entire pro- 

 fits, are given to the Assured. 



Policies may be opened under either of the 

 following plans, viz. : — 



At a low rate of premium, without partici- 

 pation in profits, or at a somewhat higher rate, 

 entitling the Assured cither, after the first five 

 years, to an annual abatement of premium for 

 the remainder of life, or, after payment of the 

 first premium, to a participation in the ensuing 

 quinquennial Bonus. 



The abatement for the year 1855 on the 

 Annual Premiums of persons who have been 

 assured under Series " 1831 " for five years or 

 longer, is upwards of 33 per cent. 



The high character wliich this ancient Cor- 

 poration has maintained during nearly a 

 Centurii ami a Half, secures to the public a 

 full and faithful declaration of profits. 



The Corporation bears the whole Expe.vses 

 op Management, thus giving to the Assured, 

 conjoined with the protection afforded by its 

 Cwporate Fund, advantages equal to those of 

 any system of Mutual Assurance. 



Premiums may be paid Yearly, Half-yearly, 

 or Quarterly. 



All Policies are issued free, from Stamp Duty, 

 or from charge of any description whatever, 

 beyond the Premium. 



The attention of the Public is especially 

 called to the ureal advantages offered to Lire 

 Assurers by the Legislature in its recent 

 Enactments, by which it will he found that, to 

 a defined extent. Life Premiums are not sub~ 

 jeet to Income Tax. 



The Fees of Medical Referees are paid by the 

 Corporation. 



Annuities are granted by the Corporation, 

 payable Half-yearly. 



Every facility will be given for the transfer 

 or exehanse or Policies, or any other suitable 

 arrangement will be made for the convenience 

 of the Assured. 



Prospectuses and all other information may 

 be obtained by either a written or personal 

 application to the Actuary, or to the Superin- 

 tendent of the West End Office. 



JOHN LAURENCE, Secretary. 



