Dec. 31. 1853.] 



NOTES AND QUERIEa 



659 



WESTERN LIFE ASSU- 

 RANCE AND ANNUITY SOCIETY, 

 a. PARLIAMENT STREET, LONDON. 

 Founded A.D. 1848. 



J. Uunt, Esq. 



J. A. Lothhridge, Esq. 



E. Lucas, Esq. 



J. Lys Seager, Esq. 



J. B. White, Esq. 



J. Carter Wood, Esq. 



Directors. 

 H. E. Bicknell, Esq. | T. Grissell, Esq.. 

 T.S. Cocks, Jun. Esq. " " ' " 



M.P. 

 G. H. Drew, Esq. 

 W. Evans, Esq. 

 W. Freeman, Esq. 

 F. Fuller, Ksq. 

 J. H. Goodhart, Esq. 



Trustees. 



W.Whateley,Esq.,Q.C. ; George Drew, Esq.; 



T. Grissell, Esq. 



Physician. — William Rich. Bssham, M.D. 



Bankers. — Messrs. Cocks. Biddulph, and Co., 



Charing Cross. 



VALUABLE PRIVILEGE. 

 POLICIES effected in this Office do not be- 

 come void through temporary difficulty in pay- 

 inir a Premium, as permission is given upon 

 application to suspend the payment at interest, 

 according to the conditions detailed in the Pro- 

 spectus. 



Specimens of Fates of Premium for Assuring 

 100^.. with a Share in three-fourths of the 

 Profits: — 



Age £ s. d. I Age £ s. d. 



ir - - - I 14 4 I 32- - - 2 10 8 



22 - - - 1 18 8 37 - - - 2 18 6 



27- - -245|42- - -383 



ARTHUR SCRATCHLEY, M.A., F.R.A.S., 



Actuary. 



Now ready, price 10s. 6cL, Second Edition, 

 with material additions, INDUSTRIAL IN- 

 VESTMENT and EMIGRATION; being a 

 TREATISE on BENEFIT BUILDIiSG SO- 

 CIEITES, and on the (ieneral Principles of 

 Land Investment, exemplified in the Cases of 

 Freehold Land Societies, Building Companies, 

 &c. With a .Mathematical Appendix on Com- 

 pound Interest and Life Assurance. By AR- 

 THUR SCRATCHLEY, M.A., Actuary to 

 the Western Life Assurance Society, 3. Parlia- 

 ment Street, Loudon. 



jnliritDrs' k §mmi lift 



M. CHANCERY LANE, LONDON. 



Subscribed Capital, ONE i[ILLIOX. 



THIS SOCIETY PRESENTS THE FOL- 

 LOWING ADVANTAGES : 



The Security of a Subscribed Capital of ONE 

 MILLION. 



Exemption of the Assured from oil Liability. 



Premiums affiarding particular advantages to 

 Yonug Lives. 



Participating and Non-Participating Pre- 

 miums. 



In the former EIGHTY PER CENT, or 

 FOUR-FIFTHS of the Profits are divided 

 amongst the Assured Triennially, either by 

 way of addition to the sum assured, or in 

 diminution of Premium, at their option. 



No deduction is made from the four-fifths 

 of the profits for Interest on Capital, for a. 

 Guarantee Fund, or on any other account. 



POLICIES FREE OF STAMP DUTY and 

 INDISPUTABLE, except in case of fraud. 



At the General Meeting, on the 31st May 

 last, A BONUS was declared of nearly Two 

 Per Cbnt. per annum on the amount assured. 

 or at the rate of from THIRTY to upwards of 

 SIXTY per cent, on the Pre>iiiums paid. 



POLICIES share in the Profits, even if ONE 

 PREMIUM ONLY has been paid. 



Next DIVISION OF PROFITS in 1856. 



TheDirectors meet on Thursdays at 2 o'Clock. 

 Assurances may be effected by applying on any 

 other day.between the hours of 10 and 4, at the 

 Office of the Society, where prospectuses and 

 all other requisite information can be obtained. 



CHARLES JOHN GILL, Secretary. 



XYLO- IODIDE OF SILVER, exclusively used at all the Pho- 

 tozraphic Establishments. — The superiority of this preparation is now universally ac- 

 knowledi'ed. Testimonials from the best Photographers and prmcipal scientific men of the day, 

 warrant the assertion, that hitherto no preparation has been discovered which produces 

 uniformly such perfect pictures, combined with the greatest rapidity of action. In all cases 

 where a quantity is required, the two solutions may be had at Wholesale price in separate 

 Bottles, in which state it may be kept for years, and Exported to any Climate. Full instructions 

 for use. 



Caution. — Each Bottle is Stamped with a Red Label bearing my name, RICHARD W. 

 THOMAS, Chemist, 10. Pall Mall, to counterfeit which is felony. 



CYANOGEN SOAP: forremoTing all kinds of Photographic Stains. 



The Genuine is made only by the Inventor, and is secured with a Red Label bearing this Signature 

 and Address, RICHARD W. THO.MAS. CHEMIST, 10. PALL MALL, Manufacturer of Pure 

 Photographic Chemicals : and may be procun d of all respectable Chemists, in Pots at !«., 2s., 

 and 3s. 6d. each, throueh MESSRS. EDWARDS, 67. St. Paul's Chiu-chyard; and MESSRS. 

 BARCLAY & CO., 95. Farringdou Street, Wholesale Agents. 



POLICY HOLDERS in other 

 COMPANIES, and intending Assurers 

 generally, are invited to examine the Rates. 

 Principles, and Progress of the SCOTTISH 

 PROVIDENT INSTITUTION, tlie only 

 Society in which the Advantages of Mutual 

 Assurance can be secured by moderate Pre- 

 miums. Established 1837. Number of Poli- 

 cies issued 6,400, assuring upwards of Two and 

 a Half Millions. 



Full Reports and every Information had 

 (Free) on Application. 



*** Policies are now issued Free of Stamp 

 Duty ; an<l attention is invited to the circum- 

 stance that Premiums payable for Life Assur- 

 ance are now allowed as a Deduction from 

 Income in the Returns for Income Tax. 



GEORGE GRANT, Resident Sec. 

 London Branch, 12. Moorgate Street. 



PHOTOGRAPHY. — HORNE 



L & CO. 'S Iodized Collodion, for obtaining 

 Instantaneous Views, and Portraits in from 

 tliree to thirty seconds, according to light. 



Portraits obtained by the above, for delicacy 

 of detail rival the choicest Daguerreotypes, 

 specimens of which may be seen at tlieir Esta- 

 blishment. 



Also every description of Apparatus, Che- 

 micals, &c. &c. used in this beautiful Art 



123. and 121. Newgate Street. 



ALLEN'S ILLUSTRATED 



J\. CATALOGUE, containing Size, Price, 

 and Description of upwards of 100 articles, 

 consisting of 



PORTMANTEAUS,TRAVELLING-BAGS, 



Ladies' Portmanteaus, 



DESPATCH-BOXES, WRITING-DESKS, 

 DRESSING-CASES, and other travelling re- 

 quisites. Gratis on application, or sent free by 

 Post ou receipt of Two Stamps. 



MESSRS. ALLEN'S registered Despatch- 

 box and Writing-desk, their Travelling-bag 

 with the opening as large as the bag, and tlie 

 new Portmanteau containing four compart- 

 ments, are undoubtedly the best articles of the 

 kind ever produced. 



J. W. & T. ALLEN, 18. & 22. West Strand. 



BENNETT'S MODEL 

 WATCH, as shown at the GREAT EX- 

 HIBITION, No. 1. Class X., in Gold and 

 Silver Cases, in five qualities, and adapted to 

 all Climates, may now be had at the MANU- 

 FACTORY, 65. CHEAPSIDE. Superior Gold 

 London-made Patent Levers, 17, 15, and 12 

 guineas. Ditto, in Silver Cases, 8, 6, and 4 

 guineas. First-rate Geneva Levers, in Gold 

 Cases, 12, 10, and 8 guineas. Ditto, in Silver 

 Cases, 8, 6, and 5 guineas. Superior Lever, with 

 Chronometer BsHance, Gold. 27, 23, and 19 

 guineas. Bennett's Pocket Chronometer, Gold, 

 50 L'uineas j Silver, 40 guineas. Every Watch 

 skilfully examined, timed, and its performance 

 guaranteed. Barometers, 2?., 3?., and 4^ Ther- 

 mometers from Is. each. 



BENNETT. Watch, Clock, and Instrument 

 Maker to the Royal Obserratory, the Board of 

 Ordnance, the Admiralty, and the Queen > 

 65. CHEAPSIDE. 



PHOTOGRAPHY. 



A COMPLETE SET OF Ap- 

 paratus for 4?. 4s., containing an 

 Expanding Camera, with warranted Double 

 Achromatic Adjusting Lenses, a Portable 

 Stand, Pressure Frame, Levelling Stani!, and 

 Baths, complete. 



PORTRAIT LENSES of double Achro- 

 matic combination, from \l. 12s. 6rf. 



LANDSCAPE LENSES, with Rack Ad- 

 justment, from 25s. 



A GUIDE to the Practice of this interesting 

 Art, Is., by post free. Is. 6rf. 



French Polished MAHOGANY STEREO- 

 SCOPES, from IDs. 6rf. A large assortment of 

 STEREOSCOPIC PICTURES for the same 

 in Daguerreotype, Calotype, or Albumen, at 

 equally low prices. 



ACHROMATIC MICROSCOPES. 

 Beautifully finished ACHROMATIC MI- 

 CROSCOPE, with all the latest improvement 

 and apparatus, complete from 31. 15s., at 



C. BAKER'S. Optical and Mathematical In- 

 strument Warehouse, 244. High Holbom (op- 

 posite Day & Martin's). 



PHOTOGRAPHIC INSTITU- 

 TION.— An EXHIBITION of PIC- 

 TURES, by the most celebrated French, 

 Italian, and English Photographers, embrac- 

 ing Views of the principal Countries and Cities 

 of Europe, is now OPEN. Admission 6d. A 

 Portrait taken by MR. TALBO 1' S Patent 

 Procets, One Guinea ; Three extra Copies for 

 IDs. 



PHOTOGRAPHIC INSTITUTION, 

 168. NEW BOND STREET. 



PHOTOGRAPHIC CAME- 

 RAS. -ottewill's REGISTERED 



DOUBLE-BODIED FOLDING CAMERA, 

 is superior to every other form of Camera, 

 for the Photographic Tourist, from its capa- 

 bility of Elongation or Contraction to any 

 Focal Adjustment, its Portability, and its 

 adaptation for taking either "V^iews or Por- 

 traits.— The Trade supplied. 



Every Description of Camera, or Slides, Tri- 

 pod Stands, Printing Frames, ic, may be ob- 

 tained at his MANUFACTORY, Charlotte 

 Terrace, Barnsbury Road, Islington. 



New Inventions, Models, &c., made to order 

 or from Drawings. 



TMPROVEMENT IN COLLO- 



X DION.-J.B.HOCKrN& CO., Chemists, 



289. Strand, have, by an improved mode ct 

 Iodizing, succeeded in producing a Collodion 

 equal, they may say superior, in sensitiveness 

 and density of Negative, to any other hitherto 

 published ; without diminishing the keeping 

 properties and appreciation of half tint for 

 which their manufacture has been esteemed. 



Apparatus, pure Chemicals, and all the re- 

 quirements for the practice of Photography. 

 Instruction in the Art. 



THE COLLODION AND Po- 

 sitive PAPER PROCESS. By J. B. 

 H(X;KIN. Pricel*.,perPost, 1*. 2d. 



