68 Wisconsin Academy of Sciences, Arts, and Letters. 



know what the difficulty is and how to remedy it, are either 

 dragged down by the jumpers or overwhelmed by the drifters, 

 who persistently refuse to learn anything from the laws and 

 history of finance, the experience of other countries, or even 

 of our own country. They will grant that two and two make 

 four in the old countries of Europe, but insist that this great 

 republic is so different from all other countries in the world, 

 that, here, two and two will make five, or seven or nine — any- 

 thing you please, except four ! And thus they drift on in 

 complacent imbecility, without chart or compass or rudder, 

 they know not whither. 



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