112 The Bulletin. 



to do better work in the future than they have done in the past. We 

 must hold our place with the nations of the world. I want to say to 

 you as citizens of North Carolina that I do not believe any wiser in- 

 vestment can be made by the people of North Carolina than in schools 

 to teach the childi'en of ISTorth Carolina to become better citizens. I 

 do not believe the great and wise Governor Aycock ever said anything 

 truer than this: "Friends, your children and my children cannot rise 

 any higher in the blessings of a commonwealth than you and I are 

 willing for the children of our neighbors to rise." Don't let us let our 

 prejudices, our Southern prejudices, which are based on deep and undy- 

 ing principles — don't let us allow the question of the colored man to- 

 keep us from giving our people in the South as a whole all the educa- 

 tional advantages that we can. A man may know to-day what prop- 

 erty he has, but he does not know what will happen to him to-morrow. 

 He may be worth a great deal to-day, but he does not know Avhat he 

 will have to-morrow. The countrv for a man is the country where he 

 can learn, where there are schools for his children. The man who is 

 unwilling to pay taxes, to work and to educate the children of the poor 

 man, is a narrow man, a mean man, a selfish man. He cannot hope to 

 enjoy the blessings of his State, or for his children to enjoy any of 

 these blessings, if he goes about it in such a selfish way. All must be 

 taxed and all must work in order that the weak may have advantages. 

 Politicians try to get our farmers to be unwilling to give to schools 

 because of prejudices, fearing that the colored man will have some 

 chance. My friends, if the white people were as anxious for their 

 children to go to school as the colored people are, we would have no 

 trouble. The colored people Avill send their children to school when 

 they can get barely enough to eat. So we must work for the schools, 

 we must help the poor man, because we all want our children to go to 

 school and be well prepared for life, and our children cannot rise above 

 the level of the men in our community. 



Mr. Shufokd: "We farmers have been talking about growing crops 

 and raising live stock and marketing our products; but now we are 

 going to talk about money matters. I take pleasure in presenting to 

 you Mr. Joseph G. Brown, of Raleigh, who is going to talk to you for 

 a while on the "Relation of the Banking System to the Farmer." Mr. 

 Brown is the president of the Citizens National Bank of Raleigh. 



RELATION OF THE BANKING SYSTEM TO THE FARMER. 

 Joseph G. Brown, Raleigh, N. C. 



Mr. President: I appreciate very much the compliment paid me in the 

 invitation to address you on this occasion. I esteem it not only a privilege 

 but an honor to stand before the sturdy farmers of North Carolina. 



I have not been able yet, however, to explain satisfactorily to myself why 

 I was invited. It is said that the man who knows least about a thing often 

 talks about it the most learnedly. Upon this supposition, I am clearly entitled 

 to the invitation, for if there is one thing I know little about, it is farming. 



