Pa,i^c 26 



BETTER FRUIT 



October 



" Young man, the best tonic for you is the 

 right kind of food. I suggest for Breakfast 



Gkirardelli's 



Ground Chocolate 



It's easily assimilated — it's 

 extraordinarily nutritious — 

 and it is supremely delicious. " 



It comes PROTECTED— as all chocolate 

 should — in J J -lb., I -lb. and 3-lb. hermet- 

 ically sealed cans. 



Since 1852 



D. GHIRARDELLI CO. 



San Francisco 



I RHODES DOUBLE CUT 



PRUNING SBEAB 



RHODES MFQ. CO., 



•ao ». DIVISION AVe . aRAND RAPID5, HICIL 



"THE onl, 

 prunec 

 made thai ciA 

 from both sides ol 

 the limb and does not 

 bruise the bark. Mad* m 

 •II styles and sizes. W* 

 pay Elxpiess charg«t 

 on all orders. 

 Write fof 

 circular awl 

 prices. 



Ore£(on Nursery Company 



ORENCO, OREGON 



Extensive growers of all lines of Fruit, Nut and Shade Trees, Ever- 

 greens, Flowering Shrubs, Vines, Roses, etc. Introducers of the VROO- 

 MAN FRANQUETTE walnut, recognized as the best walnut. Our 

 large complete stock consists of varieties suitable for every kind of 

 climate. Write us about your wants before buying. 



mortgages and selling bonds in issues 

 of $50,000 may be repeated until bonds 

 lo the amount of twenty times the 

 hank's paid-up capital arc outstanding. 

 If each bank should have only its re- 

 ([uired niinimum paid-up capital of 

 $7.50,000, this plan will provide eventu- 

 allv, if all the authorized bonds of the 

 twelve banks are sold, over $180,000,(100 

 lo lend on first mortgages on farm land. 

 The banks, however, can increase their 

 capital stock above the required mini- 

 mum and so increase the amount of 

 bonds they can sell, and thus increase 

 the total amount of money available for 

 loans on farm mortgages. To make 

 these bonds attractive to investors, the 

 bonds, together with the mortgages 

 upon which they are based, are ex- 

 empted from federal, state, municipal 

 and local taxation and are made legal 

 investments for fiduciary and trust 

 funds. The capital stock of the Fed- 

 eral land banks is also exempt from 

 taxation. Federal reserve banks and 

 member banks of that system are em- 

 powered to buy and sell these bonds. 

 They are to be issued in denomina- 

 tions of $20, $50, $100, $.')00 and $1,000. 



Organization of Banks 



The temporary management of the 

 Federal land banks is to be in the hands 

 of five directors appointed by the Fed- 

 eral Farm Loan Board. As soon, how- 

 ever, as the subscriptions from the 

 loan associations total $100,000, regular 

 directors are to be appointed as fol- 

 lows: Three district directors, resident 

 in the district, shall be appointed by 

 (he Federal Farm Loan Board to repre- 

 sent the public interest, and six local 

 directors, resident in the district, shall 

 be elected by the farm-loan associa- 

 tions, who must be stockholders in the 

 bank. The F"ederal Farm Loan Board 

 shall designate one of its appointees to 

 act as chairman. The act requires that 

 at least one of the three district 

 directors shall be experienced in farm- 

 ing and actually engaged at the time of 

 his appointment in farming operations 

 within the district. Any compensation 

 paid to the directors must be approved 

 by the Federal Farm Loan Board. 



Officers of Loan Associations 



Each loan association must have a 

 board of directors and a secretary- 

 treasurer. The directors shall serve 

 without pay. The secretary-treasurer 

 shall leceive such compensation as 



FRANQUETTES AND 

 MAYETTES GRAFTED 



Splendid stock of the above. Large trees, best 

 and purest strain. Prices on application. 



TABLE GROVE NURSERIES, Healdsburg,Cal. 



Nice Bright Western Pine 



FRUIT BOXES 



AND CRATES 



Good standard grades. Well made. Quick shipments. 

 Carloads or less. Get our prices. 



Western Pine Box Sales Co. 



SPOKANE. WASH. 



WHEN WRITING ADVFRTISF.KS MENTION BETTER FRUIT 



