Missouri State Dairy Association. 409 



without interest, if they will build silos. All the banker asks 

 is that the farmer own 80 acres of unincumbered land and lives 

 in the county. Merchants build and equip creameries, turn 

 them over to the farmers, and after paying the interest and de- 

 preciation the creamery patrons divide the accrued profits and 

 in a few years the patrons buy the creamery. A few weeks ago 

 a South Missouri banker became stricken with milk fever during 

 a dairy meeting I was holding and at the close of the meeting 

 announced that his bank stood ready to advance $10,000 to the 

 farmers of his community with which to buy cows on the basis 

 I just mentioned. 



Col. W. H. Phelps of Carthage recently, at several different 

 dairy meetings, stated he would give to six farmers living in the 

 townships in which he had spoken a pure-bred bull calf for a 

 community sire. This sort of encouragement will develop 

 dairying. And as the bull is half the herd, no doubt Col. 

 Phelps will have several customers. 



When the banker and the merchant of Missouri closely inves- 

 tigate dairying from a business standpoint they will find they can 

 heartily endorse the milking of more cows to their farmer cus- 

 tomers. It is a well-known fact that dairy sections of the 

 country are noted for the prosperity of their people. Their 

 splendid homes, spacious barns and well-kept farms all point 

 to success. 



The business man knows that the farmers in his community 

 who milk cows for profit, and that is the man who is dairying 

 on business principles, is paying, or can pay, cash for what he 

 buys. He is hot the man who contemplates harvesting 20 

 bushels of wheat per acre or 60 to 75 bushels of corn per acre, 

 and borrows money and asks for credit rating to the extent of 

 his anticipations, and when harvest time comes finds 8 to 10 

 bushels of wheat per acre and 20 to 30 bushels of corn per acre 

 on account of drouth, chinch bugs and other causes, and as a 

 result is compelled to ask for extension on his obligations. 



The dairy department of this State has plans under way to 

 organize county dairy associations throughout the State, and any 

 community contemplating the organization of an association, 

 or of starting a creamery or cheese factory, can have assistance 

 from^^this department if they will address the State Dairy Com- 

 missioner, Columbia, Mo. 



There are many reasons why these county dairy associa- 

 tions should be organized. They get results. They are the 



