AGRICULTURAL EDUCATION. 193 



Tables are given showing amount of loans granted by each institution for 

 various farm operations, together with the security therefor. The operations 

 concluded by the Bank of Naples during the year amounted to 9,353,833 francs, 

 the loans on legal preference mortgages representing 63.42 per cent, those not 

 so secured 30.04 per cent, and those secured on the deposit of agricultural 

 produce 6.49 per cent. Of the total loans 11,730, amounting to 4,327,975 francs, 

 were granted to landholders working their farms, and 6,142, amounting to 

 2.753,899 francs, to tenant farmers. The agricultural credit department of the 

 Bank of Sicily granted loans during the year to 38,155 intermediary organiza- 

 tions, amounting to 12,025,635 francs. 



Tables are given showing the classification and amount of loans according to 

 the different crops and the position of the borrower. 



Government valuation of land (lYeto Zeal. Off. Yearbook 1912, pp. 602- 

 622).— The various features of the Valuation of Land Act, passed by the New 

 Zealand Government in 1896 and amended in 1908, are described here in detail. 

 The valuation rolls, showing the selling value of all land in the Dominion, 

 are used for taxation pui-poses as a basis on which loans may be granted by 

 the New- Zealand State-guarantied Advances Office and for the guidance of 

 the Land Purchase Board when acquiring land under the Land for Settle- 

 ments Act, and by others who may desire to ascertain the selling value of any 

 piece of land for- investment, mortgage, etc. 



Tables are given showing the capital value of the land with improvements, 

 together with improved values by counties and boroughs, 1878-1912. 



Studies of primary cotton market conditions in Oklahoma, W. A. Sherman, 

 F. Taylor, and C. J. Brand (U. 8. Dept. Agr. BiiL 36, pp. 36).— This bulletin 

 presents the results of a market survey made in 103 towns in Oklahoma in 

 which were secured samples of over 3,200 bales of cotton with records of date 

 and place of sale and price paid to the grower. Comparisons are made as to 

 the classification of the grades and the difference in prices paid in some markets 

 on the same day for bales of identical quality. Such variation in prices is 

 shown to have amounted to as much as $12.50 per bale for low middling cotton. 

 "The greatest losses to the farmers under the present system of marketing 

 appear to lie in their failure to secure the premium for their high grades which 

 these grades finally bring." 



Notes and tables are given showing in detail the results of the survey. 

 An example of successful farm management in southern New York, M. C. 

 Burritt and J. H. Barron (U. 8. Dept. Agr. Bui. 32, pp. 24, figs, o).— This bulle- 

 tin describes at length the methods employed by a farmer without previous 

 experience in converting a farm not paying expenses into a profitable enterprise. 

 It gives the method of solving some of the important problems in farm man- 

 agement by improving the dairy, diversifying crops, the use of rotations, and 

 the intelligent use of horse and man labor. Tables are given showing the cost, 

 yield, and income of the various farm operations. 



What I know about farming-, E. J. Grinnell {Minneapolis, Minn.. 1913. pp. 

 328, pis. 37).— In this book the author discusses, largely from his own experi- 

 ence, various phases of farming and farm life, such as soil fertility and fer- 

 tilization ; the business farmer and his qualification ; farm buildings ; pastures 

 and meadows; the vegetable garden; corn and small grains; small fruit rais- 

 ing; the orchard; trees and farm forestry; the flower garden; bees; poultry; 

 stock breeding; dairying: frosts and sprays; the woman on the farm; early- 

 day farming in the East ; and miscellaneous other subjects. 



