894 EXPERIMENT STATION EECORD. 



The rural housing- question, T. B. Phillips {Jour. Roy. Soc. Arts, 62 (1914), 

 No. 3191, pp. 324-335, figs. 4). — The housing problem in England arises from 

 two factors, a slight increase in agricultural population and a marked increase 

 ifei the number of persons working in towns but living in the country and in 

 many cases taking up the houses formerly occupied by agricultural laborers. 

 The remedies suggested are increased wages so that the agricultural laborer 

 could pay a remunerative rent, cheapening the cost of living, and state aid. 

 The first is considered the best means of improvemenr. 



Eng-land's foundation: Agriculture and the State, J. S. Mills {London, 

 1911, pp. y-\-93). — The author discusses the changes that were predicted would 

 follow by a repeal of the Corn Laws, the decline in agricultural production, 

 and the influence of these two factors upon the social and physical welfare of the 

 people and the available food supply in time of war. Among his conclusions 

 are the following: The first duty and function of any social community is to 

 be able to feed its members. A State or nation that has to buy its food from 

 outside its borders must always have a far lower security for its welfare and 

 independent existence than an organization which is self-sutficient in the ele- 

 ments of life. 



How shall farmers org-anize? W. R. Camp {North Carolina Sta. Bui. 225 

 {1914), pp. 3-11). — This bulletin discusses the methods that may be used to get 

 people together to incorporate a cooperative association and to petition for a 

 certificate of incorporation, outlines the by-laws for a cooperative purchase and 

 sales society, shows the difference between a cooperative society and the ordi- 

 naiy business corporation, and gives lists of the publications relating to farm 

 credit, marketing, and business organization and of farmers' organizations in 

 North Carolina. 



Beport of the agricultural credit commission of the Province of Sas- 

 katchewan, 1913 {Regina: Go^t., 1913, pp. 224+111, pi. i).— This report out- 

 lines the methods used in European countries in supplying agricultural credit, 

 describes the agricultural and economic conditions in the Province, and gives 

 recommendations for solving the agricultural credit situation. Among the 

 recommendations are that the liability of the members of local credit associa- 

 tions be limited to an amount not more than 50 per cent greater than the 

 amount of their loans, all mortgage loans to be issued on the amortization basis 

 to cover a period of not less than 15 nor more than 35 years, the rate of interest 

 be limited to the cost to the association of the money itself and the necessary 

 running expenses, loans be limited to 40 per cent of the value of the property 

 to be mortgaged, and that an association shall consist of at least 10 members 

 with a combined mortgage loan of at least $5,000, the local associations to be 

 united into a central association known as the Saskatchewan Cooperative Farm 

 Mortgage Association. 



Beport of the work of mutual agricultural credit banks and the results 

 obtained in 1912, Raynaud {Bill. 2Icns. Off. Rcnseig. Agr. [Parish, 13 {1914), 

 No. 1, pp. 11-11). — This report gives for the 98 regional banks that received 

 advances from the State the amount of advances granted and repayments made 

 for 1912 by geographic divisions, and for France as a whole the operation of 

 the regional and local banks and cooperative societies for the transformation 

 and sale of agricultural products for 1911-12. 



The garden to table express, C. C. Millee {Business America, 15 {1914), 

 No. 2, pp. 160-163). — The author discusses the marketing conditions in New 

 York City and the proposed municipal wholesale markets. The new market 

 system will have a market in each borough, located if possible on a water front 

 so as to have both water and railroad connections. It will have a daily auction 



