June 25, 1910 



HARDWOOD RECORD 



55 



Insurance Against Loss By Fire Is A Business Necessity 



The lumber manufacturer who has deposited 

 good money for an insurance policy first of all wants 

 to feel satisfied that he is the holder of sound in- 

 surance, and that if he suffers damage by fire he 

 will be reimbursed promptly and in accordance with 

 his policy contract. His second thought will be the 

 cost of such insurance. 



The ALLIANCE is now approaching the end of 

 the first half of its Fifteenth year, and within that 

 period its commitments have cost its policy holders 

 just around 30% less than its own initial rates at 

 which their policies were written. 



Within that period we have returned to sub- 



We depend entirely for our growth and success upon 



This story is told by the 



scribers in Savings Dividends $1,347,494.64. We 

 have paid out in fire losses $4,147,467.21. 



If you have not taken time to become reliably 

 informed as to the biggest and best source of fire 

 insurance for lumber manufacturers, ask any one 

 of the nearly 800 LUMBERMEN'S UNDER- 

 WRITING ALLIANCE policy carriers who have 

 participated in these reimbursements and savings; 

 also ask them their opinions as to the value of our 

 Fire Bulletin and Inspection service in the reduction 

 of fire losses, and the consequent lowering of their 

 insurance costs. Ask us for copy of our last finan- 

 cial statement. 



the support of appreciative lumber manufacture's 

 pyramid below. 



OUR GROWTH 



Risks Insured 



23^^H $475.500.00— JAN. 10. 1905 

 At Commencement of Business. 



57^^^$1.214,850.00 JAN. 9. 1906 



At End of First Year. 



135^^^m $4,315,413.99 JAN. 9, 1907 



At End of Second Year. 



$9,048,451.86 JAN. 9, 1908 



Insurance in Effect 



At End of Third Year. 



$12,255,362.78- 



-JAN. 9. 1909 



At End of Fourth Year. 



1$ 16,050,448.38 JAN. 9, 1910 



At End of Fifth Year. 



1$20,147,984.70 JAN. 9, 1911 



.\t End of Sixth Year. 



$23,851,676.89- 



At End of Seventli Year. 



$26,325,502.22 



.\t End of Eighth Year. 



$29,612,154.08— 



At End of Ninth Year. 



$34,491,471.79- 



.\t End of Tenth Year 



$38,294,946.29- 



.■\t End of Eleventh Yea 



$40,278,921.64- 



-JAN. 9, 1912 

 -JAN. 9, 1913 

 —JAN. 9, 1914 

 JAN. 9,1915 



At End of Twelfth Year. 



$49,292,357.17 



At End of Thirteenth Year. 



$62,819,426.25 



-JAN. 9, 1916 

 ■DEC. 31, 1916 

 -DEC. 31, 1917 



-DEC 31, 1918 



Eqiuitable to All Participants 



Legal Everywhere 



At End of Fourteenth Year. 



Losses Fairly Settled and Promptly Paid 



Limited Expenses, Lowest Cost 

 Absolutely Sound 



OUR INSURANCE ^l^^,^^^^^-'°„i^^'^itY''l^s^°^ '"'^"'" ''^'^' 



Address: U. S. EPPERSON UNDERWRITING CO. 



Attorney in Fact and Manager 



LUMBERMEN'S UNDERWRITING ALLIANCE 



1114-ni7^ A. Long BuUding KANSA S CITY, MISSOURI 



