132 



II (1 in IC LJ LT U HE 



ViiuiiKl I, 1917 



CREDIT TO MINORS. 



I'aytoii, Ohio. 



Uurliiu till' limt iliri'i' luuollm we bnvo 

 bC<.-D ■clllos aupiillt'ii 111 nil iiHnoclallon of 

 jrouns woiiH'ii lien< wUo Imvp l>c«n using 

 tlirni for nnrk In cunnvrtlim witb tbc war. 

 Tboy biivi' iiHuiiUy cttiiu* to uur atort* In 

 Xroupii of twu iinil tlirtH'. nml im Iboy bv- 

 lons to Kond faiiillli'S. tliiTi' hns brvn no 

 bPcllJitlon nlxiut li'ttliii; tlnni liiirv nil tbat 

 tbpy woulil buy. Tbls uiikiuiKr at present 

 to u ronslili'rnlilr sum. 



An nreuiiipiit Is on now aa to wbo Is 

 roaponallilo for tlipsc purcbnacs, und It 

 looks na If our cbnucc of collecting la alliu. 

 Wr llml out now tbnt moat, If not all, of 

 tbc young women In queatlon are under 

 age. and tbeir pureuta refuse to pay not 

 only oar account, but aevcrni otber ac- 

 counts. In Bome caaea tbe young >\*omen 

 are wenltby In tbeIr own rigbt, and tbere 

 may be aome cbnnce of collecting In tbnt 

 way. but tbey bnve refused to do ao wlien 

 approucbed nnd wo auppose we will be 

 forced Into the courts before we are 

 through. 



Pleaae ndvlse whether these young 

 women, being under nge. can be held re- 

 sponsible, or whether any one else can be 

 held responsible for this account. 



R. & McW. 



The merchant who sells anything 

 to a minor without getting his cash 

 Is gambling with fate. By minor 1 

 mean a man or woman under twenty- 

 one years old. It is unsafe to give a 

 minor credit even for necessaries, for 

 while he is sometimes responsible for 

 contracts which he makes for neces- 

 saries, it is only when his parents 

 have not supplied him with neces- 

 saries. If his parents have supplied 

 him with necessaries fitted to his sta- 

 tion in life, nobody is responsible 

 when the minor buys goods which un- 

 der other circumstances would be 

 necessaries. 



For Instance in one case, a boy 

 twenty years old went to a clothing 

 house and bought a $.iO overcoat. He 

 had nothing and couldn't pay, and 

 when the dealer sued his father, on 

 the ground that the coat was a neces- 

 sity, the father proved that the boy 

 already had six overcoats, and the 

 court ruled that the ?50 one was 

 therefore not a necessity. By the time 



CONCENTRATED PULVERIIED 



MANURE 



I'lilxfrlr^'rl or Shreddeil 



Cattle Mzuiure 



i'ul\ frized 



Sheep Manure 



The Florists' standard of iJO*f'>rm 

 high quality for over ten years. 

 Specify : WIZARD BRAND m 



your Supply House order, or write 

 us direct f-'-r jtI.-:^'. rtntl freight rates. 



TH£ PULVERIZED MANURE CO. 



M UbIsb 8«««k Ymra, Chime* 



ilic ih'iilcr :iroiiKl>t suil. the coat was 

 worn out. 



And for goods not necessities, no- 

 body is rc'sponstblo when they are sold 

 to II minor. The parents aren't be- 

 cause they are responsible only for 

 necessaries supplied to their minor 

 children, and not always, as stated 

 above, even for those. And the minor 

 himself isn't responsible, when goods 

 lie has bought aren't necessaries, be- 

 cause minors' contracts for goods not 

 necessities are void. 



The goods this correspondent has 

 been supplying these young and Ir- 

 responsible war workers are clearly 

 not in the necessity class. Therefore 

 it is not debatable that the young 

 women, it they wish to repudiate their 

 responsibility, can do so with entire 

 impunity. Nobody can make them pay 

 it they do not wish to. And of course 

 their parents aren't any more re- 

 sponsible than I am, for the goods 

 weren't needed for the girls' support, 

 and the parents are outside of the 

 matter entirely. 



Most retail merchants, and some 

 wholesale, get up against transactions 

 with minors, and they take all kinds 

 of risk if they only knew it. They 

 usually depend on the idea that they 

 can get the money out of the parents, 

 but it is very seldom indeed that they 

 can do that. Not in more than 25 

 per cent, of the cases have the courts 

 held that the parents were responsi- 

 ble. Either the goods furnislied 

 weren't necessaries at all, or if they 

 were necessaries, they weren't such in 

 the given case, as the parents had al- 

 ready fully supplied the minors' needs. 



The cases show that the dealers who 

 suffer most in these cases are confec- 

 tioners, grocers, photographic supply 

 houses, dry goods dealers, automobile 

 supply houses, jewelers and clothing 

 dealers. But there are cases where 

 minors made contracts for building 

 materials, and bought farm imple- 

 ments, and signed leases, and bought 

 horses and a lot of other things. In 

 every case the decision was the same 

 — if the goods were not necessities of 

 life, nobody was responsible and the 

 dealer couldn't collect. He could get 

 the eoods back if they were still in 

 the minor's hands. Not so. however, 

 if they had passed in good faith into 

 other hands. 



If they were necessities, the minor 

 or his parents. If they were living, 

 were responsible if proper necessities 

 had not already been supplied him. 



The law even goes so far as to say 

 that a minor can lie about his age 

 (except in Iowa and Kansas), get 

 goods through his lies, and then re- 

 pudiate his contract. 



The only safe way to sell a minor 

 on credit, is to have the account guar- 

 anteed by somebody else in writing. 

 I repeat, in writing; a verbal guaran- 

 tee of another's debt is not good. 



(Copyright, July 1917, by Elton J. 

 Buckley.) 



Thr Krrusfllird MlandKrd IlUfatlalila. 



A apray reinedy fur grein, blaek, whit)- fly, 

 tbrlpa iiiwl anft Hcnle, 



Uuarl. (I.UO; UKllon. t*M. 



FUNCINE 



For mildew, rust nnd oibrr bllgktt 

 Kr (lr-7'rs. fruits and T<Krtabl*a. 

 giiart, *I.(KJ; (iikllon, ttj*. 



VERMINE 



Koi- eel worms, angle worms ao4 

 worms working In the aoll. 



Quart, ti.OO: GbIUd. tt.M 



HOLD II V DRAI.BKa. 



Aphine Manufacturing Co. 



MADISON, N. J. 



— u.^ECTICIDT ' 



S»ve V'-iir plants nnd treea. J»i»t !br 

 tbing for greenhouse and outdoor usf. 

 Destroys .\lealy Hug, Hrown and Wtilii. 

 ."^cale, Thrlps, lied Spider, BIb< k nod 

 fjreen Ply, .MItea, Ants, etc., wlthost 

 Injury to plants and without udor 

 Used according lo direction, our stand 

 ard Inaectlclde will prevent ravages on 

 your crops by Insecta. 



Non-pulson'oua and harnileaa to user 

 and plant. Leading Seedsmen and 

 Florists have used It with wonderfil 

 results. 



Destroys Lice In Poultry Booaes. 

 Kleas on Dogs and all Domestic Pets. 

 Kxeelleijt as a wash for dogs and otber 

 snlmiils. Itelleves mange. Dllot* with 

 Bster 30 lo .V) parts. 



Vi Pint, iir.; Pint, 40c.: (jnart, 7t«.i 



'K, Onllnn. (1.25; (inllnn, |t ; S 0«l- 



Icin Clin, »»: in (iHllon Can, $17.10. 



OlrtM-tlnns on packacn. 



LEMON OIL COMPANY 



Ufl i. 420 W. Leilngto* St Btttiaion, M 



J^ 



IMP. 

 SOAP SPRAY 



Quarts, 55c. Gallons, $1.65 



Fives, $6.50 



Try with 24 parts watiT. Often effective 

 weaker. 



Ash yotiT dealer or write 



EASTERN CHEMICAL CO. 



BOSTON, MASS. 



NIKOTEEN 



For Spraying 



APHIS PUNK 



For Fumigatint 

 Aik Your Dealer hot IL 



HICOTIFE MPG. CO. 



ST. LOUIS 



