October 25, 1920 



HARDWOOD RECORD 



67 



PALMER & PARKER COMPANY 



TEAK MAHOGANY „«.^?o^J 



ENGLISH OAK tfC-KICT-DCS DOMESTIC 



CIRCASSIAN WALNUT VENEtK& HARDWOODS 



103 Medford Street, Charlestown Dist. 

 BOSTON, MASS. 



Wistar, Underbill & Nixon 



PHILADELPHIA, PENNSYLVANIA 



Manufacturers of CYPRESS and GUM 



Time Is the Test 



of 



Worth 



Hardwood Record 



IS ENTERING THE 26th YEAR 

 OF SERVICE TO THE BUYER 

 AND SELLER OF HARDWOOD 



WILLIAM HORNER 



Reed City and Newberry, Mich. 

 Head Office, Reed City, Mich. 



Manufacturer of 



Smoothest Maple, Birch and Beech 



FLOORING 



ALL SIZES 



COMMERCIAL 



KILN DRYING 

 A SPECIALTY 



Sole European RepresentatiTes: TICKLE BELL AND CO. 

 Royal Liver Bldg., Liverpool, Eng. 



ARE YOU BUYING RESPONSIBLE 



SAW-MILL INSURANCE 



A-T C-O-S-T ? 

 Our Members Are. You Can 

 If Yours Is a Preferred Risk! 



A Proud Record 



Number of members . 425 



Insurance in 

 force . . . $17,000,000.00 



Losses paid since or- 

 ganization, 1915, $450,000.00 



Does this small ratio of loss 

 prove the beneficial effi- 

 ciency of our inspection 

 service? DOES IT.'.' 



Our Inter-Insurance policies afford the highest grade indemnity available in the fire insurance 

 field, at the lowest possible cost — pure insurance — plus nothing. The substantial growth of the 



NATIONAL LUMBER MANUFACTURERS' 

 INTER-INSURANCE EXCHANGE 



since its organization, five years ago, proves the soundness of this form of insurance. Read the condensed 

 report above. If you are not getting the benefits of our Inter-Insurance you are losing out on the best and 

 safest fire insurance offered. You need it! You Get What You Pay For and Pay ONLY for What You GET. 



Fire Insurance at cost, plus the actual cost of doing business. No excessive commissions. No Velvet! 

 The largest and most conservative companies in the saw-mill industries are enjoying the benefits 

 of this co-operative insurance. Our efficient six- month inspection service gives our members 



Protection Against FIRE HAZARDS, Too 



"A pound of prevention is worth a ton of cure." Don't let fires start! Write for full information and 

 last financial statement. PLAY SAFE. DO IT NOW — TODAY — while the subject is fresh in mind. 



NATIONAL LUMBER MANUFACTURERS INTER-INSURANCE EXCHANGE 



710 Lumber Exchange, 11 South La Salle Street, Chicago, Illinois 



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