SEVENTEENTH ANNUAL YEAR BOOK— PART III 121 



now, but it means that we will have to have the city bi'ing the water 

 mains out to the city limits and they will take them the rest of the way 

 to the fair grounds. If we could do that we could get a very much lower 

 rate. 



With regard to organizing an assessment association, I will say I am 

 not in favor of it. I do not know how we could enforce the collection 

 of assessments without considerable trouble. Like the farmers' mutual, 

 it is good insurance if you don't have a loss, but if you do have losses you 

 have trouble. I know of a number of instances where there was a iot oi 

 trouble collecting the assessments. They scrutinized every loss in a sus- 

 picious way and made it very hard to collect the insurance, and as far as 

 I am personally concerned I am not in favor of any assessment organi- 

 zation for fair protection, because I do not believe there are enough of 

 us to carry it successfully. 



Question: What is the average of your rate? 



Mr. Rigby: I didn't average these rates. The insurance we carry this 

 year costs us $2.65 straight, but on this re-rating I think it would average 

 probably about $2.35. 



Mr. Morton: What do you do about tornado insurance, Mr. Rigby? 



Mr. Rigby: Sometimes we carry it and sometimes we don't. We 

 carry that in a mutual. 



M^. Morton: What about the rate? 



Mr. Rigby: Very low; very inexpensive. 



Voice: We have to pay a dollar a hundred. 



Mr. Rigby: We carry it in a mutual and it is lower than that. When 

 you carry it in a farmers' mutual I think the insurance protection costs 

 about ninety cents — something like that. The president of the farmers' 

 mutual until recently was a member of our board of directors and he 

 looked after it for us. 



I think that is all I have to say on this subject. 



The Chairman: We will next hear from Mr. C. E. Cameron, Alta, on 

 Games and Concessions. The topic as subdivided is, "Why not make 

 them carry a state license " and "Why not appoint a committee to report 

 on objectionable ones?" This discussion will be led by Mr. C. E. Cameron, 

 president of the Iowa State Board of Agriculture. 



GAMES AND CONCESSIONS. 



Discussion led by C. E. Cameron, Alta. 



Mr. Chairman and Members of the Iowa Association of County and 

 District Fair Managers: I want to congratulate the various county fairs 

 upon their success in 1916. In all my connection with county fairs and 

 in reviewing the history of them, I do not think that as a rule they have 

 ever been as successful as they have been during the year 1916. We had 

 a meeting of the American Association of Pairs and Expositions in 

 Chicago last week. I think we had about fifty-five members present who 

 were connected with that association, and the report showed that only 

 two state fairs and expositions in the country ran behind financially dur- 

 ing the past year. This is a remarkable showing. Mr. Corey has com- 



