156 IOWA DEPARTMENT OF AGRICULTURE 



some one who will legitimately represent you, and I think that the mem- 

 bers in Iowa have been a little derelict in that respect. 



The Chairman: This matter I think will be properly handled by the 

 three members of the committee that I will appoint and will get in con- 

 sultation with the Agricultural Board. The points are well taken on that 

 and I think really the place for it to be thrashed out will be at the meet- 

 ing of the American Trotting Association in February. 



The next is the roll call for all those having received county aid and 

 having taken advantage of mutual insurance benefits. We will have to 

 take those up separately, or will we call for them together? 



The Secretary: We can call the roll and then each representative 

 can give us the information desired. 



Adair. Did you receive county aid? A. Yes sir. Have you taken 

 advantage of the insurance benefits? A. No sir. 



It might be well to explain that there has been passed a law which 

 permits fair associations to insure their associations in mutual insurance 

 companies at a much lower rate than the prevailing rates of independent 

 companies. 



Gatch (Adair) : We are in a mutual now, then. 



George White (Mills) : These mutual companies, we have one in Mills 

 county, the Mills & Pottawattamie Mutual Insurance Company, — and can 

 they take it or turn it down if they want to? 



The Chairman: They can take it if they want to, or turn it down, as 

 they see fit. 



George White: Last year we insured our buildings and grounds with 

 a certain insurance company for one year at a time, and it came awfully 

 high. I didn't think of the mutual at the time. I have a private barn 

 on the fair ground and this company wouldn't take my barn because it 

 is on leased grounds and we had quite a time to find some one to insure 

 the barn, even though they were insuring the other buildings on the 

 same grounds, and I was just wondering whether it is compulsory. 



The Chairman:, I don't think it is compulsory, but I find from investi- 

 gation or what little inquiry I have made that most of the mutual com- 

 panies are carrying fair grounds. 



The Secretary: And that law also includes municipal buildings, 

 which they were never allowed to carry before. (Continuing reading 

 roll.) 



Buena Vista: 



C. E. Cameron :| I will say for Buena Vista that we are in the same 

 condition that Mr. White is, — our county organization has refused to 

 take the insurance. I would like to find out when you call our names 

 how many insure in the farmers' insurance organisations, and have them 

 specify if they are insured in the farmers, or otherwise. 



The Secretary: By the way, you receive the aid, do you, Mr. Cam- 

 eron? 



Mr. Cameron: Yes, sir. 



The Secretary (continuing reading roll): 



