34 RUSSIA - insurance; and thrift 



From these figures it follows that the leasing and parochial mutual 

 societies possessed at the end of the years cited the following total amounts 

 of insurance : 



1897 1900 1903 1910 19 14 

 23.4 % 22.9 % 23.5 % 22.2 % 23.6 % 



As regards the distribution of insured values according to their objects 

 by these societies, data furnished by the associations have allowed it to be 

 ascertained that the value of the insurances of real estate represents 68.1 

 per cent, and that of the insurance of chattels 31.9 per cent, of the total 

 insured value. 



The total number of policies was 333,769 at the end of 1914. During 

 this year there was an increase of 12,826 policies. The average for the whole 

 country of the amount covered by a policy was 3,108 francs. 



In the year considered there were 2165 fires and the indemnities paid 

 amounted to 1,582,140 francs. Of this sum 1,103,554 francs were paid for 

 losses to real estate and 478,587 francs for those to chattels, that is 69.7 and 

 30.3, respectively, of the total indemnities paid in the year. 



The following table shows the annual number of fires and the losses per 

 million francs of the average amount of a year's insurances. 



TABI.E II. - Number of Fires and Amounts of Damage incurred. 



Value of damage 

 Number per million francs 



Year of insured 



fires — 



— — (annual average) 



1897 1,220 3.7 



1898 i>i65 3.3 



1899 1,247 " 3-2 



1900 1,282 3.1 



I9OI 1,480 3.4 



1902 1,414 30 



^903 1,304 2.7 



1904 T435 2.8 



1905 1.449 2.7 



1906 1,512 2.6 



^9^7 • • • 1,345 2.2 



1908 1,680 2.6 



1909 1,547 2.2 



1910 1,560 2.07 



1911 1,625 1-97 



1912 1,762 1.96 



1913 1,899 1-98 



1914 . ." 2,165 2.14 



