INFORMATION RELATING TO INSURANCE AND THRIFT 33 



On admission a member must pay a fee of ten centimes for every hec- 

 tare (i) of cultivated and five centimes for every hectare of uncultivated 

 land. He must also pay annually fifty centimes on every hectare of land 

 to be sown, seventy centimes on every hectare planted with vines or special 

 crops, and three centimes on every hectare of uncultivated and pasture- 

 land. The annual insurance premium will be paid quarterly and in ad- 

 vance. The status of membership is completely acquired at midday m the 

 day following that on which the admission fee and insurance premium are 

 paid. 



The members incur an obligation to remain in the society for five years. 

 The society has the right to cause inspections in order to ascertain that 1 here 

 is sufficient provision for the safety of labourers. Every year in April mem- 

 bers must inform the society of changes which may have occurred in their 

 farms, in respect of area, crops or other particulars affecting in any way the 

 estimate of wages. A provision should be noted which allows the council 

 of administration, if at the end or even during the course of a business year 

 it considers it necessary to increase its available funds in order to have the 

 means of pa^dng indemnities for accidents which have occurred, to invite 

 members to pay a supplementary quota. Thus premiums are always exacted 

 from members and paid by them only provisionally. 



A member must pay sums demanded of him on any pretext within ten 

 days of his reception of the request. The sams due may be augmeated by 

 fines at the rate of lo per cent, of their total amount if payment is deferred 

 more than ten days beyond the date fixed for it. The member concerned 

 is responsible for accidents occurring during this interval of ten days. A 

 member m?y be expelled for declarations of fact made in bad faith, if 

 modifications introduced into his farm have transformed or aggravated risks, 

 if he be declared to have failed, etc. He is thus excluded from all right to 

 savings, the admission fee and the reserve funds. Finally if a farm be sold 

 or given away the member concerned must advise the society within fifteen 

 days and transfer to the grantee or purchaser the obligation to continue his 

 insurance for the current year. He and his assigns are collectively responsible 

 for the payment of the premiums for the current year. 



4. THE PROVINCIAL FEDERATION FOR THE REINSURANCE OF THE MUTUAL 

 LIVE STOCK SOCIETIES OF THE PROVINCE OF PORTO >L\URIZIO. — La Mu- 

 tualitd Agraria, No. 17, Rome, 20 June 1917. 



This new federation has according to its by-laws the following objects : 

 a) the encouragement of the formation of local mutual societies, and of the 

 adhesion to the federation of those already formed or in course of forma- 

 tion ; h) the direct or indirect assistance of federated mutual societies and 

 the inspection of their administration and books ; c) the organization of an 

 active propaganda in favour of preventive measures intended to combat 



(i) 1 hectare = 2.47 acres. 



