INFORMATION KEI.ATING TO INSURANCE AND THRIFT 3I 



6,104 hectares as against an average of 4,853 hectares for the decade 1906 

 to 1915. The cash vakie of the losses reached 5,009,698 marks as against 

 an average of 2,427,934 for the same decade. The average value of the los- 

 ses incurred on a hectare of land tmder crops entirely destroyed was 821 

 marks, this average having been 500 marks from 1906 to 1915. The 

 amount of land tax remitted was 8,037 marks. The districts which suffered 

 most were those of Saulgau and Marbach, where the value of the losses was 

 3,702,085 marks or 73.9 per cent, of their total value. 



2. A MEMOIR ON|THE TR.\NSFERENCE TO THE STATE OF THE INSURANCE OF 

 IJVE STOCK RAISED FOR SIvAUGHTER. — Illusirierte landwirtschaftUche ZeiUmg, 

 37th year, No. 62, Berlin, 4 August 191 7. 



The Ministry of Agriculture and of the Domains and Forests of the 

 Empire has remitted to the Prussian Chambers of Agriculture a memoir 

 on the foundation of public institutions for the insurance of live stock kept 

 for slaughter in the provinces of Prussia. The scheme will be realized by 

 means of the Prussian federations concerned with trade in live stock. Ow- 

 ing to their public position in the trade in butchers' stock they have been 

 obliged to supersede the farmer, in so far as his responsibility for the chief 

 deficiencies in the stock he sells is concerned, in accordance with the Gewahr- 

 schaftsverordnung (Guaranteeing Ordinance) of 27 March 1899. In \artue 

 of their rules for interior administration they did in fact assume this respon- 

 sibility. If they are now to receive the additional duty of assuming respon- 

 sibility for the other deficiencies of butchers' live stock, following henceforth 

 the principles of the technique of insurance, they will make another step 

 towards transferring insurance of this kind to the State. The third and last 

 stage will consist in transferring to the pro\'incial or State administration 

 the organization as it shall have been formed and financially consolidated 

 by the actixnt}' of these federations concerned with trade in live stock. 



The new insurance of butchers' live stock by the federations in this trade 

 will easily work more profitably than that by private organizations. Costs 

 of administration will reach at most a total of 10 per cent, of premiums in 

 the case of the federations, whereas in that of private organizations 

 25 per cent, must be allowed for them. 



When these federations are released from this duty care will be taken 

 that the premium to be paid by the farmer be not increased and that their 

 supplementary pa^-ments be not lacking. Their contribution will fall the 

 more easily into line because it is equal to the product of the sums already 

 engaged in the enterprise, leaving out the amount of the reserves i)assing 

 to the new administration. 



