Part. II: Insurance and Thrift 



HOLLAND. 



INSURANCE OF AGRICUIvTURAL IvABOURERS 

 BY THE " I.ANT)BOl'\V-ONDERI.INGE ". 



SOURCES : 



De Cextrale lyANDBouw-ONDERLiNGE. Ncderlaiidsche I^andbouw - Vereenigung tot het 

 onderling dragen van het Bedrijfs-Risico. Verslag, Balans, Rekening en Verantswoording 

 {Agricultural Central Mutual Society, Dutch Farmers' Association for the Distribution of 

 Professional Risks. Report and Balance Sheet). Years 1910, 1911 and 1912. 



KoENEN (S.) : lyandbouw - Ongefallen - Verzekering in Nederland {A i;rieulttiral Accident 

 Insurance in Holland). In the Review " Cultura ", July, 1911, pages 327-347. 



§ I. Laws in force. 



Insurance of agricultural labourers against accidents is not yet 

 compulsory in Holland. The law of 1901 on accident insurance compelled 

 only the industrial employers to insure their workmen against accidents in 

 their work either with the National Insurance Bank or under certain con- 

 ditions, with mutual or private institutions. It was thought it would be 

 best to provide separately for agriculture, in consideration of the special con- 

 ditions it presents. For this purpose, the Government prepared a special 

 bill, which it presented in 1905, but which has not yet been approved for 

 various reasons, the chief being that in the meantime the necessity was re- 

 cognised of amending the law on accident insurance of industrial workmen. 



The position of agricultural labourers, has, however been consider- 

 ably improved by the provisions inserted in the labour contract by which, 

 in 1907, the Civil Code of Holland was amended and completed. 



At first, they might claim compensation for material losses suf- 

 fered by them through accidents in their work only in accordance with art- 



