58 



HOLLAND - INSIR.\NCE AXD THRIFT 



vent the occurrence of accidents. The " Liindboiiu'-Ond<rlingc " have 

 sought to do so from the first. The experience of the first three yeiirs is not 

 \-st sufficient for general precautionary- measures of a technical character 

 to be based on them. However, the Central Society in its amuial reports 

 publishes detailed information in regard to the causes of accidents so as 

 to induce the farmers themselves to adopt precautionary measures on their 

 own farms with a view to the prevention of certain accidents of greater 

 frequency and to see thj.t the labourers exercise prudence in the perfor- 

 mance of certain kinds of work. 



The following table shows liow the accidents that occurred on the years 

 lOio. 101 1 and loiJ iuav be classified according to their main causes : 



In the financial statement at the end of this article we show the total 

 amount of the working expenses, the cost of medical assistance and compens- 

 ations paid, as well as the total amount of the members' contributions. 



\"\'e maj- learn from this information that the total cost of the 

 administration, ver>- much decentralised (Central Society, Proxnucial Asso- 

 ciations, Afdeelitigt')'.), with very various duties, is comparatively very low. 

 Notwithstanding the heavy expenditure in the first years on installation 

 and propaganda carried on by means of the press and meetings, the working 

 ex].>enses were in 1910 and 191 1 only 40 %, and in 1912 33 % of the 

 total expenditure. This is principally due to the great assistance given 

 by the members personally, who act as secretaries and members of the 



