Part III: Credit 



AUSTRIA. 



THE AUSTRIAN POSTAL SAVINGS BANK. 



SOURCES : 



K. K. Postspakkassen-Amt.: Bestimmungen fiir den Geschaftsverkehr der Postsparkasse. 

 {Rules for the Conduct of tlie Business of the Postal Savings Bank). IVth. Edition. 

 Vienna, 1908. 



Bakta (Prof. Rudolf): Die Osterreichishe Postsparkasse. {The Austrian Postal Savings 

 Bank). Vienna and I^eipzig, Hartlebens Verlag, 1909. 



GuiDA (Dott. Ugo): Ilservizio postale di checks e clearing. {The Postal Cheque and Clearing 

 Service) in Rivista delle Comunicaztoni, published by the Ministero delle Poste e Tele- 

 graii, Rome, Nos. I, II, III and IV, 1912. 



Neunondzwanzigster Rechenschafts bericht des K. K. Postsparkassen Amtes FliR 

 DAS JAHR 1 912 {Twenty Ninth Report of the Postal Savings Bank Office, for the 

 Year 1912). Vienna 1913. 



Union Postale Universelle : Recueil de Renseignements sur I'organisation des Admi- 

 nistrations de I'Union et sur leurs services internes. {Collection of Information relating 

 to the Orc,anisation of the Administrations of the Union and their Internal Arrangements)^ 

 Published by the International Bureau, I^ausanne. United Press, 1911. 



N.\tional Monetary Commission : Notes on the Postal Savings Bank Systems of the Leading 

 Countries. Washington. Government Printing Office, 1910. 



Statistische CoRRESPONDENZ {Statistical Correspondence), Published by the Prussian National 

 Royal Statistical Office. Year -XXXVIII, No. 52, October 19th., 1912. 



§ I. Organisation. 



The Postal Savings Bank was founded in Austria in 1883, in conform- 

 ity vn\h the law of May 28th., 1882, completed by the provisions of the law 

 of November iSth., 1887, which centraHses at the Vienna head ofl&ce all 

 business relating to the postal savings bank service. 



The Postal Savings Bank service may be divided into : (a) The Savings 

 Department, {h),the Cheque and Clearing House Service, (c) State Security 

 Department (Purchase, Custody and Sale of vState Securities), (d) De- 



