56 ITAJCY - INSURANCE AND THRIFT 



eluded among the ordinary banks. In fact the four large banks of 

 the Kingdom, Banca Commerciale italiana (Italian Commercial Bank), 

 Banco di Roma (Bank of Rome), Credito italiana (Italian Credit Institute), 

 Societa Bancaria italiana (Itahan Banking Society) alone held on December 

 31st,, 1912, together, more than half (613,078,881 frs.) of the thousand 

 million frs. deposited in the ordinary banks, and the increase of 100,000,000 

 frs. observed in the two years is due essentially to increased deposits 

 in the four large Banks above mentioned (from 507,000,000 to 613,000,000). 



The tendency of the large banks to expand and absorb the smaller 

 institutes is growing more and more marked in Italy. 



It will be well also to consider the amounts of the various classes of 

 deposits in these banks. 



Savings Deposits Fixed Term 



Deposits in Current Account Deposits 



frs. frs. frs. 



on January 31st., 1911 . . 287,965,691 167,165,485 52,037,583 

 » December 31st., 1911 . . 323,685,861 175,767,136 59,083,890 

 » December 31st., 1912 . . 357,657.385 194,156,219 61,265,277 



The increase was therefore general and continuous in all three classes. 



§ 3. Distribution of the deposits in the ordinary societies limited 



BY shares and the CO-OPERATIVE CREDIT SOCIETIES, ACCORDING 

 TO REGIONS. 



It will be also interesting to see how these deposits were distributed 

 according to regions. This is shown in the following table in which the 

 deposits in the ordinary banks and co-operative societies in the different 

 regions are compared. 



