SAVINGS BANK STATISTICS 



63 



Rate charged on Mortgage Loans. — Inigii, 59 sa\dngs banks changed 

 their rate of interest on mortgage loans, 57 raising it and 2 lowering it. 

 The ordinar>^ rate of interest on mortgage loans rose 0.034 % i^ 1911, 

 whilst that on deposits only rose 0.023 %• 



AU the savings banks, except three, lent on mortgage. The interest 

 charged varied from 4 to 8% but the most usual rate, even inigii, was 4 14 %• 

 The average rate which was 4.79 % in 1910 was raised to 4.82% in 1911. 



In the following table the Banks are classified according to the rate 

 of interest charged on mortgage loans. 



Statistics of Savings Bank Books. — At the end of the year 4,385,064 sav- 

 ings bank books had been issued ; 639,753 accounts were opened in the year 

 and 516,797 closed, so that the total number had increased by 122,659. "^^^ 

 number of books per 100 inhabitants was 15.2 with a maximum of 33.52 in 

 Bohemia and 22.34 ^^ Lower Austria and a minimum of 0.05 in Dalmatia ; 

 the increase in the number of books was 2.88 % against 3.47% in 1910. 



Classifying the books according to their amount, we have 



Fluctuations in Amount of Capital. — The deposits in 1911 amounted to 

 1,860,952,625 crs. against 1,705,621,822 crs. in 1910. The increase in 

 the amount of deposits between 1910 and 1911 was therefore 155,330,803 

 crs. (9. II %). The withdrawals in 1911 amounted to 1,790,036,595 crs. 

 against 1,610,256,957 in 1910 ; showing an increase of 179,779,638 crs. 

 or 11.23 %• 



