MUTUAI. FUNDS FOR INSURANCE AGAINST THE ACCIDENTS OF AGRICUI^TURE 5 1 



The statistics as to indemnities are as follows : 



Years 

 1910-11 1911-12 1912-13 1913-14 



For death — — — i 



" permament disablement — i 5 6 



" temporary disablement — 6 57 176 



Without indemnity 5 — — 5 



Pending decision — — i ig 



Total 5 7 63 207 



If it be taken into account that in four 3^ears 10,623.19 liras was paid 

 and 1,670 liras was put on one side for accidents as to which a decision 

 was pending, it results that an accident implied in general an average 

 cost of 39 liras, to which must be added 3 liras for expenses, giving a total 

 of 42 liras. Finally if we compute the cost of accidents according to their 

 consequences we find that, in addition to expenses, the average cost of 

 temporary disablement was 26.50 liras, of permament disablement 258 

 hras. 



§ 4. The MUTUAI, FUNDS OF TURIN, BOI.OGNA AND ROME. 



Following the example of the funds of Vercelli, Florence and Milan, 

 three others, of which we will speak briefly, soon arose. 



The Piedmontese Mutual Agricultural Insurance (i). — On the initia- 

 tive of the Piedmontese Agricultural Co-operative Syndicate this fund was 

 instituted by a resolution of 20 June 1910 for mutual insurance against the 

 accidents of labour, especially in the provinces of Turin, Alexandria and 

 Cuneo. Its working is like that of the Milanese fund. 



The Mutual Agrarian Accidents' Society of Bologna (2). — This society 

 was promoted by the Interprovincial Agrarian Federation, was constituted 

 by a resolution of 21 April 1910 and was authorized by a royal decree of 

 II May 1910. Its activity extends especially to the provinces of Bologna, 

 Rovigo, Mantua, Ferrara, Modena, Ravenna and Parma. It follows al- 

 most the same rules as the funds of Vercelli, Florence and Milan. Premiums 

 are paid proportionately to the area of the insured land and in the 

 society's last year of business varied from o.io lira to 0.50 lira the hectare. 

 This figure covers the insurance of labour-ers bound to insure (those 

 employed on threshing machines, on steam forage-presses, on wood-cutting 

 etc.) and that of those not subject to such compulsion. 



In the case of special works or of factories for the conversion of agri- 



(!) U Assicurazione Mutua Agricola Piemoniesc. 

 (2) La Mutua Agraria Infortuni di Bologna. 



