54 



ITALY - INSURANCE AND THRIFT 



official agency for insurance against the accidents of labour and industr>% 

 and it was authorized by the royal decree of 14 May 1914, No. 547, to effect, 

 experimentally, insurance against accidents to labourers employed on farm 

 work not contemplated by the law, already cited, of 31 January 1904, 

 No. 51. The insurance implies the premiums and indemnities which we 

 shall mention. 



Following the example of the mutual funds the National Fund 

 adopted a tariff proportionate to area. The premiums payable on a 

 hectare are fixed according to the kinds of cultivation and are given in the 

 appended table. They vary from 0.75 lira to 3 Hras a hectare in the case 

 of grass crops ; from 1.50 to6Uras a hectare where plants of the tree family 

 are cultivated; from 0.80 lira to 1.60 liras a hectare, without distinction 

 among risks, for rotatory crops; from 1.25 liras to 2.50 liras for woods 

 of forest trees; and from 0.75 lira to 1.50 hras for underwood. 



These diverse premiums attach to three types of insurance which en- 

 tail maximum, medium and minimum indemnities, as follows : 



In case of death: 



Men liras 2,000 



Women 



Children and old people 



In case of permament total disablement : 



Men 



Women ) 



Children and old people ^ 



In case of permament partial disablement : 



Men iNo indemnities No indemnities No indemnities 



Women . . . . ' of less than of less than of less than 

 Children and old I 5 per cent. 11 per cent. 21 percent. 



people 



In case of temporary disablement : 



Men I lira J 



Women 0.5 » 



Children and old people — \ 



if if No 



disabled disabled indem- 



for more for more nity. 



than 5 days than 20 days 



Relief for 90 days in case of sickness, 



Men I lira 



Women 0.50 » 



Children and old people 0.50 » 



