INFORMATIOX RELATING TO IXSURANCE AND THRIFT 47 



i) Insurance against the accidents of labour is made a burden on 

 land as constituting an inherent obligation of iDroprietorship. But this 

 principle is neither absolute nor general. Exceptions are made in favour 

 of a property held on lease, in the case of which the obligation and liabi- 

 Hty to insure devolve on any lessee who has undertaken cultivation in 

 which the proprietor is not interested. 



2) Insurance is entirely the responsibility of the proprietor if he 

 cultivate his land or realize its value directly. It is the responsibility of 

 the lessee if the land be let. If the land be granted on the system of me- 

 tayage or another profit sharing S3^stem, the costs of insurance are divided 

 between the proprietor and the occupier or metayer, the division being equal 

 if products be shared equalh'. If all products be not shared exactly 

 equalty, two thirds of the insurance premium are charged to the landowner 

 and one third to the metayer or occupier. 



3) Insurance, saving in the exceptional cases enumerated under 4), 

 is applicable without distinction to all agricultural labourers, including the 

 peasants — men and women — who are constantly or temporarily employed 

 on any work indispensable to tilth, agricultural production and farming, 

 including such works as, owing to their necessary connection with and 

 dependence on the production of a property, cannot be considered to be 

 other than agricultural, and those habitually or exceptionally practised 

 in dwellings, farms, dairies, presses, cellars^ cisterns, and every other kind of 

 labour of an agricultural character, if it be indispensable to tilth and agri- 

 cultural production. 



4) Insurance is not compulsorv^ for peasants of either sex under thir- 

 teen and over seventy years old. Such peasants if employed on works al- 

 ready contemplated by the law on accidents in industries and enterprises 

 (unified text of 31 January 1904 no. 51) will still be insured according 

 to the terms of that law. 



5) There can be no indemnifications except in the case of accidents 

 which result in death or permanent disability, entire or partial, due to a 

 traumatic cause consequent on work. 



6) Xotioe must be given of everj- accident by the victim or his fam- 

 ily, within five days of its occurrence, to the owner or lessee of the pro- 

 perty. If such notice be not thus given the injury will be taken not to 

 have been caused by the work, 



7) A workman who is the victim of a simple accident must, if request- 

 ed to do so by the insuring establishment, remain in a hospital for the 

 time needed to determine the causes of the accident, in order to hasten 

 his cure and diminish the accident's consequences. If he refuse unjustifia- 

 bly to do this he loses his right to any indemnity. 



8) The amount of the indemnity is 2,500 lires (i) in the cases both of 

 death and of permanent and absolute disablement, but in the case of death 

 it is reduced to 1000 liras if the deceased be not married and have no family 

 to maintain, and is paid to his heirs. 



(i) I lira = 9 3/g (/. at par. 



