32 IXFORMATIOX RELATING TO CO-OPERATION AND ASSOCIATION 



" Answer. Nothing is required, but of course it is to your advan- 

 tage to pay a little down if possible. 



" Q. I like to see my stock before I get it. Would it be possible 

 for me to go along and see the stock before they buy it ? 



" A. Yes. If an applicant desires he may go with the men who 

 buy the stock and pick out those he wishes, but he must do so at his own 

 expense. 



" Q. My neighbour has a good cow for sale, cheap, and I would like 

 to buy it but have not the money. Will the trustees buy it for me and 

 allow me to pay for it on time ? 



" A. Yes, under certain conditions. If your application has already 

 been accepted the trustees will send some one to see the cow, and if their 

 report concerning her is favourable she will be bought for 3-ou. 



" Q. How many cows will the association bu}^ for one person ? 



" A. There is notliing to limit the number provided the applicant 

 shows he has pasture and feed for them and can give proper security. The 

 intention is not to buy whole herds for any one person but rather a few 

 head, and give the farmers who need assistance a start. 



" Q. I like Je-isey cattle : will the trustees help me to get them ? 



" A. W^hen the present plan was inaugurated it was decided to re- 

 strict the time payments to Holstein and Guernse}' cattle onh\ The 

 reason for this was that there were more of these in the count}-, and it would 

 be better to encourage the breeding of them and make this a centre for 

 these breeds. If however you can pay cash they will help you to get any 

 breed of dair>" cattle that 3^ou wish. 



" Q. I have the money and intend to pay cash for my stock: what 

 advantage is there in buying through the association ? 



" A. The advantages to you are these: 3^ou get cheaper transporta- 

 tion rates because the stock is shipped in car-load lots ; you also have the 

 services of an expert judge of dairy cattle, free of charge, to assist in the 

 selection of 5-our stock. 



" Q. I do not like to give a- chattel mortgage on anything : will 

 the trustees accept my note if some responsible person would sign it with 

 me ? 



" A. Yes, the trustees will accept a note if it has a good endorsement, 

 and not require a chattel mortgage. The onh' object of the mortgage 

 is to secure the note and protect the guarantors, as far as possible. 



" Q. I am anxious to raise beef cattle. Will the trustees help me to 

 obtain them and allow time payments ? 



" A. No. The trustees have received their instructions to buy 

 onh^ Guernsey and Holstein cattle, either grades or registered, and allow 

 payment on time. 



" Q. I would like to pay for my cattle in payments six months apart, 

 rather than monthly. Could that be arranged ? 



" A. Yes. The plan of monthly payments is not ironclad, and 

 we will try to accommodate those who, for good reasons, desire some 

 other method of payment. 



