THE RESULTS OF INTERIOR COLONIZATION IN FINLAND 99 



entirely withdrawn, and the average amount remaining in the banks 

 was for each lot only 38 Finnish marks. On the other hand the sum paid 

 for life insurance rose during the period of enquiry from 1,020 to 1,790 Fin- 

 nish marks, that is by 779 Finnish marks, an average of 9 marks for a lot. 



When the land was taken over the average amount of capital invested 

 in other businesses was 407 Finnish marks for each lot. In Muddais 

 colony it was highest, namely 1,023 Finnish marks; in Siikajarvi it was 

 lowest — 66 Finnish marks. In 1912 the average for a lot had fallen to 

 115 Finnish marks. 



The author reckons as capital in other businesses that invested in 

 accessory industries and leasehold and other rights. 



c) The capital in personal belongings, such as clothes and furniture, 

 was worth 28,484 Finnish marks when the land was taken over, giving an 

 average of 335 marks for a farm or family. On i July 1912 it had not no- 

 tably increased, being 33,269 Finnish marks, which gave an average of 391 

 marks for a family. The annual increase therefore averaged 11 marks for 

 a lot and seems very trifling. The reason for its slightness is, according to 

 the author, that after the lots had been taken over the colonists were much 

 occupied in setting their farms in order and had little time in which to supply 

 themselves with clothes, furniture and other personal possessions. 



d) The service of paying woodland dues, that is woodland rents 

 and amortization payments attached to the earlier debt with which 

 woods were burdened, was during the period of the enquiry of the value 

 of 30,615 Finnish marks, an average of 360 marks for a lot and of 33.72 

 for an acre of arable and woodland. 



Payments of this description are highest in Koskipaa colony where they 

 average 1,053 Finnish marks a lot, and lowest in Siikajarvi and Nipuli where 

 they average 214 Finnish marks a lot. 



Finally as regards hereditary payments and presents these occurred 

 in onty three colonies — Siikajarvi, Nipuli and Koskipaa — and amounted 

 to 3,580 Finnish marks. 



In the following table all the capital of the colonists represented b}^ 

 their farming, before and after the lands were taken over and on i July 

 1912, is set out. 



