642 LINDSAY— SOLDIERS' AND SAILORS' INSURANCE. 



one year thereafter proves that the man was then suffering from an 

 injury or disease likely to cause death or disability later. None is 

 paid for death inflicted as punishment for crime or military offence 

 unless inflicted by the enemy. None is paid unless the claim is filed 

 within five years after the death was recorded in the department 

 in which the man was serving at the time of his death, or in case 

 of death after discharge or resignation from service, within five 

 years after death. None is paid for disability unless the claim is 

 filed within five years after discharge or resignation from the service 

 or within five years after the beginning of disability occurring after 

 leaving the service. None is paid for any period more than two 

 years prior to the date of claim. None is paid during the period in 

 which the man is reported as missing, if during that time his pay and 

 family allowance go on; a man is not considered dead until reported 

 so by the department under which he is serving. None is paid to 

 those receiving service or retirement pay. Dishonorable discharge 

 terminates the right to the compensation. Compensation is not 

 assignable and is exempt from attachment, execution and from all 

 taxation, and the law providing for gratuity of payments for death 

 in the service and all existing pension laws do not apply to persons 

 in the service at the time of the passage of this act, or to those 

 entering into the service after, or to their widows, children or de- 

 pendents, except insofar as rights under such laws shall have here- 

 tofore accrued. In addition to the benefits mentioned there is 

 provision for the payment by the United States of burial expenses 

 not to exceed $ioo. The compensation to a widow or widowed 

 mother ceases upon her remarriage, and to a child when it reaches 

 the age of eighteen years or marries, unless the child be incapable 

 because of insanity, idiocy, or being otherwise permanently helpless, 

 in which case it continues during such incapacity. 



In the interpretation of the compensation provisions the Bureau 

 of War Risk Insurance has endeavored to be as liberal as the spirit 

 of the law permits. An illustration of this is found in the definition 

 by regulation of " total disability " which is broadly defined as " an 

 impairment of the mind or body which renders it impossible for the 

 disabled person to follow a gainful occupation" and again in the 

 regulation which says that " total disability is deemed to be perma- 



