LINDSAY— SOLDIERS' AND SAILORS' INSURANCE. 643 



nent whenever it is founded upon conditions which render it reason- 

 ably certain that it will continue throughout the life of the person 

 suffering from it." 



In addition to providing compensation for disability and death, 

 the government promises in this act to do everything in its power 

 to restore a man who has been injured, by accident or disease in- 

 curred in the line of duty, to the fullest possible physical and eco- 

 nomic power. The people of the United States do not want this 

 war to produce a large crop of " corner loafers," that is men who 

 will come back, injured more or less seriously by their war experi- 

 ence and without ambition, to rely upon what the government will 

 do for them and consider that it owes them a living. They will be 

 far happier if they can be restored in part, if not in whole, to their 

 previous earning ability and have found for them some new occupa- 

 tion which they can successfully pursue even though maimed and 

 mipaired in physical powers. Courses of education and rehabilita- 

 tion will be provided by the United States. The act plainly author- 

 izes the Bureau of War Risk Insurance to make it possible for men 

 to avail themselves of such training, even if some method of re- 

 enlistment in the military or naval service may be necessary by which 

 they will receive full pay as of the last month of active service while 

 following such courses of training and rehabilitation. It also 

 authorizes the bureau to withhold the payment of compensation 

 during such period as the person to whom it has been awarded will- 

 fully fails to follow such course of training or rehabilitation as may 

 be prescribed. 



III. Insurance at Attractive Rates. 



The third great service of the War Risk Insurance Bureau is 

 destined to copper-rivet the benefits of the other two, that is of 

 the family allowances and the compensation, and also to stimulate 

 and reward economic foresight and individual initiative on the part 

 of our fighting men. The government insurance, offered in amounts 

 of not less than $i,ooo or in multiples of $500 up to not more than 

 $10,000, is voluntary. It may be taken, however, by every com- 

 missioned officer and enlisted man and every member of the army 

 nurse corps (female) and of the navy nurse corps (female) when 



