Journal <-f Agriculture, Victoria. 



[10 March, 1919. 



,1^ •>- '•! l''\ *■» -"> , 



, f ."" v.* ^"J 



Getting Ready for a Rainy Day 



Too many men on the land are con- 

 tent, when tanks and dams bubble 

 over in wet weather, to let the water 

 stream away anywhere and waste. 



Be prepared for a dry spell 



Start a Scoop working now. 



A McPherson Earth Scoop 



is made of hardened steel, same width back and 

 front, with cutting edge well sharpened. Complete 

 with Steel Runners, Stout Steel Bail and Swivel, 

 and Detachable Handles. T>w'\fP 7 O ' - 

 Capacity, 7 cubic feel. ' 



M^PITcrsorV|) 



W"^ Proprietary Ltd 

 582 Collins St., Melbourne 



CREDIT FONCIER 



I 



Loans on Farms 



UP TO TWO-THIRDS OF VALUATION 



In sums from £50 to £2,000 

 At 6 per cent. Interest 



and from \\ per cent, in reduction of principal, which pays off the loan 

 in 27 J years. 



Loans granted on Freeholds, or Crown Leaseholds which could be 

 made freehold at any time on payment of the balance of Crown Rents. 



No Charge for Mortgage Deed 



Loans may be paid off on any half-yearly pay day, subject to a small 

 charge if paid off within the first five years, but no penalty after five years. 

 Forms may be obtained at any Branch of the State Savings Bank, or 

 by writing to — 



The Inspector-General, The State Savings Bank, 

 ELIZABETH STREET. MELBOURNE, 



