10 Sept., 1919.] 



Jounud of Aqriculture, Victoria. 



vu 



Pumps and Piping 



We carry large stocks of the above in black 

 and galvanized for irrigating and all w^ater 

 transmission ; also wrought iron pipes and 

 fittings for steam, gas, and ammonia ; taps, 

 valves, rubber hose, pumps of 

 all kinds, and all requisites for 

 farm and orchard. 



MS^PhersonS; 



P'""'^ Proprietary Limited ^•*— — ^ 



582 Collins Street, 

 Melbourne 



CREDIT FONCIER 



Loans on Farms 



UP TO TWO-THIRDS OF VALUATION 



In sums from £50 to £2,000 

 At 6 per cent. Interest 



and from \\ per cent, in reduction of principal, which pays off the loan 

 in 27 \ years. 



Loans granted on Freeholds, or Crown Leaseholds which could be 

 made freehold at any time on payment of the balance of Crown Rents. 



No Charge for Mortgage Deed 



Loans may be paid off on any half-yearly pay day, subject to a small 



charge if paid off within the first five years, but no penalty after five years. 



Forms may be obtained at any Branch of the State Savings Bank, or 

 by writing to — 



The Inspector-General, The State Savings Bank, 

 ELIZABETH STREET, MELBOURNE. 



