IV 



Journal of AgriciiUiire, Victoria. 



[10 March, 191< 



March is 

 Crutching Time. 



Get the 



Famous B.B.A. Shears 



with hollow-ground razor-edge 



blades. Perfect in balance and 



tension. 



3 2 inch, 3/6; 5^ inch, 3/9. 



For 



Erecting Machinery, 

 Removing Houses, 

 Bridge Building, &c., 



this Australian made Rack and 

 Pinion Jack is of superior quality 

 to the old Continental make. 

 Double action, Railway pattern. 



Capacities - - 3 and 6 tons. 



Prices on application. 



M^Phersoris) 



V'^'^ Proprietary Limited ^— — ^ 



Machinery, Iron, and Tool Merchants, 



554-66 and 582-88 COLLINS STREET, MELBOURNE. 



Established 57 years. 



CREDIT FONCIER 



Loans on Farms 



UP TO TWO-THIRDS OF VALUATION 



In sums from £50 to £2,000 

 At 6 per cent. Interest 



and from \\ percent, in reduction of principal, which pays off the loan 

 in 27^ years. 



Loans granted on Freeholds, or Crown Leaseholds which could be 

 made freehold at any time on payment of the balance of Crown Rents. 



No Charge for Mortgage Deed 



Loans may be paid off on any half-yearly pay day, subject to a small 

 charge if paid off within the first five years, but no penalty after five years. 



Forms may be obtained at any Branch of the State Savings Bank, or 

 by writing to — 



The Inspector-General, The State Savings Bank, 

 ELIZABETH STREET, MELBOURNE. 



