10 Aug., 1917.] 



JoiiriKil of Af/ricultuie, Victoria. 



— ^ 



Cultivating: With iVlodern 

 Tools 



Makes for less work, perfect planting, better cultivation 

 and greater profit on less land. 



IRON APF '^°^^' CULTIVATORS. HARROWS. WHEEL 

 llVVyi'^ .rt.VJL-1 PLOWS, SEED DRILLS, ETC., take away the 

 drudgery, save much valuable time and ground. 



"IRON AGE" Tools have a reputation of 

 75 years standing. 



Special "IRON AGE" Book posted free any- 

 where. Send your address and you'll receive it 

 by return mail. 



-. — - — ., — ^ J .... 



M^Pltersoffg) 



V-^ Proprietary Ltd 



For All Tooli for the " Mao oo tile Uod "' 



554-66 & 582-SS CoIIina St, 



MELBOURNE. 



CREDIT FONCIER 



Loans on Farms 



UP TO TWO-THIRDS OF VALUATION 



In sums from £50 to £2,000 

 At 6 per cent. Interest 



and from I J percent, in reduction of principal, which pays off the loan 

 in 27i years. 



Loans granted on Freeholds, or Crown Leaseholds which could be 

 made freehold at any time on payment of the balance of Crown Rents. 



No Charge for Mortgage Deed 



Loans may be paid off on any half-yearly pay day, subject to a small 

 charge if paid off within the first five years, but no penalty after five years. 



Forms may be obtained at any Branch of the State Savings Bank, or 

 by writing to — 



The Inspector-General, The State Savings Bank, 

 ELIZABETH STREET, MELBOURNE. 



