TABLji 32. - uIFZERaiCZS II] TLE COST 0.^ PRCTi^GTXOlI Alffi INDMNITY 



iiisuTUUiCE BE7;n]:ni vesssis hisuhsd i/iti: A'!ERrcA!: Airo alieim insurers 



AS IBDICATED BY THE MOST IMPORTANT AND FREQUENT PROVISIONS OF THE INSURANCE CONTRACT 



Geographical area - Percentage of or average amount In pollolee 

 contractual provision having indicated contractual provielon 



Policies written PolicleB written All 



by Amarlcan by Allen pollclee 



ineurere insurare In eample-. 



I. Nev; England 



I.Net premium ratio (dollars per 100 



dollars insurance) ^-^o 



2, Average gross premium per crewman $190 



3, Deductible on personal Injury if 



U. Deductible on property damage XO^S 



5, Owner on board covered for maintenance, etc. %1% 



6<Deductlble amount en personal Injury $291 



7. Deduc ti ble amount on property damage $285 



Number of policies In the sample (j.OOjt) (153) (?93) (hk6) 



II. Gulf Ar ea 



l.Net preiiii\jn ratio (dollars per 100 



„ . dollars insurance) }:38 



2. Average grost; premium per crev/man *1^9 



3. Deductible on personal Injury 8?^ 



U. Deductible on property damage Qlf 



5. Owner on board covered for maintenance, etc. 5^ 



6. Deductible amount on personal Injury $'*?5 



7. Dcduotible amount on property damage $'>25 



^j/^aso too email for poroentaglng; actual frequcnclen In parentheses, 

 JS' Premium not computed on the basis of crew size. 

 Source ; Tabloo A/-93, A-95, and A-96 In Appendix A. 



Number of policies In the sample (100*) (37) (2) (39) 



III. California 



l.Net premixuu ratio (dollars per 100 



, dollars insurance) o.?U 0,55 0.30 



2. Average groeo premium per crevman [y,) (t) (b) 



3. Deductible on personal Injury 99^ lOC^ lOOf, 



U, Deductible on property damage 100^ lOC^ 100* 



5.0wrier on board covered for maintenance, etc. 00* 13^ 5* 



6. Deductible amount on personal Injury $622 $715 $660 



7. Deductible amount on property damago $256 $21*0 $253 



Number of policies In the sample (lOC^) (185) (126) (311) 



132 



