ON SAVINGS’ BANKS IN THE UNITED KINGDOM. 133 
oved »ivooMaking the total deposits a 1840 
«| feooo) > those years amount in .. to £24,688,815 
jf 8 1841 to 25,781,638 
O a 1842 to 26,768,580 
i st 1843 to 28,786,603 
ie i 1844 to 31,275,636 
It will be seen, that with the exception of only one year in the entire 
series, there has been’a constantly increasing sum thus deposited. In 1832, 
_ doubtless owing to the political ferment in which the nation was then in- 
volved, there was a positive decrease in England and Wales, both in the 
number of depositors and the amount of their balances, viz.— 
England.... 6,426 fewer depositors £398,328 less deposits. 
Wales .... 360 ditto 21,037 ditto. 
The preceding vear, also a time of political excitement, was marked by a 
- much smaller addition than usual to the numbers and amounts of 1830, the 
» Increase having been, in 
England.... 12,318 depositors £67,011 deposits. 
ecole Wales .... 170 ditto 7,643 ditto. 
. The inerease in 1833, when the public mind had become more tranquillised, 
' -was,in ' England.... 28,903 depositors £724,223 deposits. 
Wales .... 1,001 ditto 28,378 ditto. 
It is worthy of remark, that although the same cause agitated the public 
in Ireland to which we have attributed this effect in England, it was not 
accompanied by the same result, possibly because the condition of agitation 
is one to which the people of Ireland are more accustomed than their fellow- 
subjects in England. The accounts for those years do not include Scotland. 
The increase, embracing England, Wales and Ireland, up to 1835, and there- 
after including Scotland also, has been 
1831 as compared with 1830 £211,930 
' 1833 a 1832 901,522 
i 1834 us 1833 1,032,323 
x 1835 Pn 1834 1,086,260 
: 1836 é 1835 2,265,694 including £74,086 Scotland. 
: 1837 os 1836 —- 818,131 
9 1838 2 1837 1,769,297 
i 1839 * 1838 1,032,500 
._ 1840 ee 1839 1,045,238 
- 1841 - 1840 1,003,639° 
| 1842 a 1841 844,647 
1843 a 1842 1,857,979 
1844: ¥. 1843 2,327,546 
Including the sums already mentioned as deposited by certain friendly so-- 
cieties, the increase, year by year, since 1840, has been— 
: 1841 as compared with 1840 £1,092,823 
ve 1842 a 1841 986,942 
oan 1843 hs 1842 2,018,023 
he: 1844 i 1843 2,489,033 
It is impossible not to remark the superiority over the other years of the 
_ seriés of 1836, 1838, 1843 and 1844, all of which were years of great com- 
. 7 cial activity, and all, with the exception of 1838, years of cheapness. 
7 “eel have added unreasonably to the number of figures with which 
ys tatement of this kind must be more or less accompanied, if the depo- 
sors had in each year been classified according to the amount of their de- 
- posits 
. This classification for the year 1844 was as follows :-— 
