a. 
Ky 
4 
: 
ON SAVINGS’ BANKS IN THE UNITED KINGDOM. 137 
ScoTLAND. 
Average | Proportion of Sum depo- 
~~ County, Population | Number of | Amount of eure depositors |Sited per indi- 
y in 1841, depositors. deposits. deposited. |to bapilation ie Ws fe 
L £ £ fete 
Aberdeen. ......... 192,283 1,710 22,750 13 lin 112 2 4 
Argyle ......008... 97,140 240 3,353 13 1 in 404 0 8 
Banff .......eceeeeee 50,076 462 6,733 14 1 in 108 2 8 
Berwick .... «| 84,427 189 3,177 16 1 in 182 1 10 
‘Bute’ ...1..... «| 15,695 561 8,155 14 lin 28 1 4 
Caithness -| 86,197 218 3,225 14 1 in 166 1 9 
Clackmannan ...|. 19,116 140 1,627 11 1 in 186 1 8 
Dumfries. ........ 72,825 344 4,061 11 1 in 211 1 1 
Edinburgh ......... 225,623 23,859 322,346 13 lin 9 28. «6 
Lisi 9 Rep 3c 140,310 2,972 48,125 16 lin 47 6 10 
Forfar......ses.cve0s 170,400 4,616 48,006 10 lin 387 5.7 
Inverness. ......... 97,615 856 9,341 10 lin 114 1 Jl 
Kincardine ...... 33,052 1,149 22,549 19 lin 28 13 7 
Kircudbright....... 41,099 265 2,591 9 lin 155 1 38 
Lanark ............ 427,113 19,774 294,726 14 lin 21 13 9 
IMOTAY! cescc..:20s- 34,994 1,838 27,472 14 lin 19 15 8 
ONAN) . ccdeaseis vanes 9,218 198 2,212 ll lin 46 4 9 
2 eee een 138,151 4,735 60,721 12 lin 29 8 9 
Renfrew............. 154,755 2,361 36,107 15 lin 65 4 8 
Rossand Cromarty, 78,980 415 4,126 10 1 in 190 1 0 
Roxburgh ......... 46,003 804 20,188 25 lin 57 8 9 
Selkirk ........0... 7,989 315 4,812 15 lin 25 12 0 
Stirling ........00 82,179 770 9,746 12 1 in 106 2 4 
Not any savings’ bank in Ayr, Dumbarton, Haddington, Kinross, Linlithgow, Orkney and 
Shetland, Peebles, Sutherland, or Wigton. 
“In the preceding Tables the present condition is shown of each county of 
England, Wales, Ireland and Scotland, respectively, as regards the savings 
_ deposited in these banks by the people. Assuming, as the basis for the cal- 
culation, the population of 1841, it will there be seen what proportion among 
them has deposits in a savings’ bank, and the sum per head to which those 
deposits would amount if equally divided among the whole number of inha- 
bitants. 
_ It may appear strange, that with the exception of Middlesex, the metro- 
politan county, and the great centre of wealth and of the employments which 
wealth creates, the largest amount of deposits, in proportion to the population, 
should be found in Devonshire, an agricultural county, in which there were, 
in a population of 533,460 persons in 1841, fewer than 7000 employed in all 
kinds of manufactures. This fact is, however, capable of easy and satisfac- 
_ tory explanation. The Devon and Exeter Savings’ Bank has been for many 
_ years placed under very zealous and able management, and in addition to the , 
constant services of Mr. Lee, its actuary, has received the support of con- 
siderably more than a hundred clergymen and gentlemen residing at differ- 
_ ent places within the county, who have taken pains to make known among 
_ the labouring poor in their respective neighbourhoods the benefits to be de- 
_ rived from even the smallest savings, and who have, at the cost of some per- 
sonal trouble, received such savings and transmitted them to Exeter for in- 
_ vestment, an operation which, unaided, the depositors could hardly have 
_ accomplished. This fact should serve as a stimulus to others who have the 
like opportunity of benefiting their poor neighbours, showing as it does that 
even in the least promising soil they may reap a large harvest of success if 
