156 REPORT—1850. 
Taste VI.—Deaths in the Gotha Life Office 
Under20.| 20—24. |; 25—29. 35—39. 40—44. 
Causes of death. 
Oa os Oa on 
;| 2815] £8 |.) BS iS eg] [δὲ 
S| ES |5] SS jo] FS) 2) 8S] 9 ΞΞ |,6 168 
Z| ΞΕ |Ζ] £6 5] Se)2)fe)- | 8814) ee 
<2 Ξ -Ξ -Ξ -Ξ < 
yrs.ms,| |yrs,ms. yrs, ms, yrs, ms. yrs. ms, ms, 
All causes.......+--sseeeeeeeeeeeeeeeees 1} 1 53] 32 3 37] 83 2/113] 3 6/217] 5 2 [272816 8 
Specified cases .......2.ccecsecccereees lf 1 5/3]/2 3137) 3 2/113) 3 6]217)}5 2/278)6 8 
I. Zymotic diseases ......+.+...+4+- ἊΣ 110 210} 2 5382 60[5 5| 64/7 2 
Sporapic DISEASES. 
II. Dropsy, cancer, and other diseases 
of uncertain or variable seat ....|..| .. [..} + 21.2.9 )1.913 18|/410|38|7 7 
III. Tubercular diseases ..........-+-- .-{ ὦ. 1111 2/914 0] 38/4 1] 54/5 2] 74/4 8 
IV. Diseases of the brain, spinal mar- 
row, nerves, and senses ........ "ἢ 6] 9 10} 5}5  5)᾽ ΗΟ ΞΡ} 7 7 
V. Diseases of the heart and blood- 
ὁ δια οἷν ove ele δ, δον (alse 4.46.5; 714 9 6 }10 11 
Ὧν ὁ 5" 261410|2986 7 
VII. Diseases of the stomach, liver, and 
other organs of digestion ...... ris) eres og feedl tow» 1}2 3] 3/3 0] 14/5 25|}7 8 
VIII. Diseases of the kidneys, &c. ...... et ΡΒ δ Recs ΑΞ Hee 51/6 7| 2/6 2 
IX. Childbirth, diseases of the ute- 
ΕΠ; RCo cise Ue pccedeie degree os oll arate asm Ree 113 5 δ 
PRD EM sp ΘΗ ν νος Ἐπ’ τ ole κεν ει ον 6 Ὁ πο ΜΈ Σ-- οἱ xe Σ 
KV. AGES 22. eee scceceveccevercevece les Ἔν ΟΣ se . 
XVII. Violence, privation, cold, and in- 
tEMpPeraNCe ..... κοὐ. ον. νον. lee se feed 0. 214 2] 7/311] 9}5 8] 10]611 
In this table it will be found that the causes of death are unspecified in 8 only out 
of the 2471 cases recorded. ‘The results herein given are so novel, but yet so varied, 
that it will be impossible to discuss them fully within the limits of this paper, and the 
most obvious will therefore be only brought under consideration. In Table IV. pre- 
ceding, it was seer that, measuring the period which elapsed from the date of effect- 
ing the policies to the date of death, the interval was less for young lives than for 
older ones; and here, by adopting the opposite test, of measuring the interval from 
the date of death to the date of assuring, the same law is found to prevail, although 
in a more remarkable degree ; and this difference is evidently owing to the circum- 
stance, that all deaths among policies of long standing must necessarily be included 
in the more advanced periods of life in the above table, but included in younger 
periods of life in Table 1V. However, as the same law shows itself in both classes 
of results differing only in degree, the greater weight is thereby given to the unex- 
pected principles disclosed, and should lead those connected with the management of 
life offices to the serious consideration of the financial questions which so obviously 
arise out of the results. The following shows the results for six of the principal 
classes of disease :— σ 
Of the diseases in Class I., namely, the zymotic and sporadic diseases, it will be 
seen that the duration of the assurances on the lives falling by this class of disease is 
less at every age than the average from all causes, except at the term of life 35-44; 
and it will likewise be seen, that for all ages taken collectively, the duration of the 
policies lapsing from this disease is less than the average duration of all policies. 
The same observation does not apply to Class II. Under age 40, the duration of 
the policies is less than the average; but in the term of life 40-54, greater; the suc- 
ceeding ten years again less; and in the term 65-74, greater ; but for all ages col- 
lectively, the duration of policies becoming claims on account of death from this group 
of diseases, is five months greater than the average. 
In group ILI., which includes the tubercular diseases, it will be seen, that for all 
ages under 60, with the exception of the quinquennial term, 40-44, the period elapsed 
from the date of assuring to the date of death is above the average of the period con- 
nected with the deaths from all causes, showing that, for those ages, the deaths of this 
