Various Tables of Annuities. 329 



Table II. contains annuities deduced from the preceding. 



Table III. contains Tables of mortality in which the sexes 

 are distinguished, and Table IV. contains annuities deduced from 

 them : it will be observed, that all these Tables agree in giving 

 to females a greater longevity than to males; a fact, which is 

 further confirmed by the circumstance that in all countries, with 

 the exception, I believe, of Russia, notwithstanding the male 

 births exceed the female, the number of females in the popu- 

 lation exceeds that of the males. 



Mr. Griffith Davies has published Tables of Annuities taken 

 from statements of Mr. Morgan in his addresses to the general 

 Courts of the Equitable Society, and in notes added by him 

 to the latter editions of Dr. Price's Observations on Reversionary 

 Payments. In Mr. Morgan's address to the general Court held 

 on the 24th of April 1800, he stated that the decrements of life 

 among the members of the Equitable for the preceding 30 years 

 had been to those of the Northampton, 



From 10 to 20 as 1 : 2 

 20 ... 30 ...1:2 

 30 ... 40 ...3:5 

 40 ... 50 ...3:5 

 50 ... 6"0 ... 5 : 7 

 60 ... 80 ...4:5 

 which statement is confirmed in his subsequent addresses. 



In a recent publication Mr. Morgan admits that he was 

 not then aware of the great number of instances in which there 

 are .several policies on one and the same life, and he says that 

 this circumstance very materially affects Mr. Davies's calcula- 

 tions. 



Such statements as these appear to me too vague to be 

 made the basis of calculations, although the experience oH the 

 Vol. III. Part I. Tt 



