CHAPTER XXY. 



ECONOMY AND CREDIT. 



Without the first the farmer will not long have the 

 second. Given the first, he will he exceedingly careful 

 how^ he avails himself of the second. Economy and 

 saving, in all walks of life, should he practised if a man 

 does not w^ant to run the risk of some day finding him- 

 self in money difficulties. But whilst the professional 

 man or merchant may live up to his income in early 

 years, and, by increased connection and consequent 

 extended business, eventually make a fortune, the 

 farmer has no other w^ay of increasing his income than 

 by saving, and thereby adding to his stock-in-trade. 

 The Ostrich-farmxcr who lives up to his income is simply 

 waiting for the first great drought, outbreak of disease 

 in his stock, or other untoward event, to begin descend- 

 ing the ladder and eventually to become bankrupt. 



It is impossible to impress too strongly on the young 

 farmer the importance of economy, not only in his own 

 personal expenditure, but in every item that would 

 come under the category of what I have termed " dead 

 capital" — that is, everything that does not produce 



