1903-4.] THE PRINCIPLES OF INSURANCE, 85 
Lire INSURANCES EFFECTED IN 1903. 
21 Canadian companies (excluding assessment companies)...... $55,169,104 
7 British RS ei ji EATON (EER Cs Bees 3,132,904 
11 American ‘“ . i feiyeh ey esreialeiers 33,265,797 
$91,567,805 
LIFE INSURANCE IN FORCE. 
Pre Catia dicity, COMMPATIES is ar. 14) dey cts oleae a/o don eines Satelns asad siehereesle's $335,638,940 
14 British CEB) eee sncl eh tesa ot pistons arc ousttens hcdere er av ulsue men 42,127,260 
15 American Se ea See tes nt maT S Ce ta nt ot SPOURN oNel Dalen L aoa aha am cone 170,676,800 
$548,443,000 
PREMIUM INCOME. 
RAnagian COMMPANIES Male p). sii s sooner Salar g.c es casino sive gees se 4 $10,882,650 
British Ca a aS AMI 2 = Ua i Be SRR ie USE eR NSB 1,435,318 
American oa NiMat raise eV etetay cue sytuen sped a Ma LA CieH aMayrae eon ley shia eee a 5,922,297 
$18,240,265 
PAYMENTS TO PoLIcy HOLDERS. 
CAT ACIAIN COM uate esr ce evclelsricrorshe sre eu che fod tale let cha) on aye abe Lope eyaveler $5,516,779 
British REA Cia eLs ctapaay soap Nar arate crsvevsten she rene sae sy akayar iatataney al eteonete 1,279,610 
American MME Herc See REM WA ATE Nail Matas erode tap al niienastatevoeHonclsisheve ales syorels 3,491,975 
$10,288, 364 
DIVIDED THUS :— 
ETP MCHIIG mise nh om sehen tae sak eles Boma magne $5,960,423 
Grn OAT ETI ty CLATTIIS A tone cys) oeeroh toes sey eh yA dl srcuai oi Spach ays) anal setassloe alate tone 2,131,259 
PACTIULT EANIES pel ery eereven cera cay ekeratiot sxe/crai Sisto) siidin otieneusiare fe cis) Siayorollatct(cuerexeite 212,558 
SUMASIGENE oo Jano tid gooeos 6 mohn Oooo Oo detouoD.bo Hud ooe fod 1,092,850 
DinaAdentdstO“policysnOldersyusrclersypele ct-tey aleve vehetel evel cucle tetera oleic slel 891,274 
$10,288,364 
ACCIDENT INSURANCE COMPANIES, 12. 
PLERIUIUTING opera Pal oh cueentaerler atotelsieueterekete el ore chet eicradel otis lefighe: olloeleheleys Cele 2102 
Cheenbines joeMales ood a eloicid odoin Gain HADI adic cicdicinitee pro o.Siuaiad Ceo 318,484 
EMPLOYERS’ LIABILITY COMPANIES, 6 
SETI UITITS were aero eR erat ler eo eet ee raat batitevavelalatn wiavaiaba shel fatlendine $402,861 
Claims epal de eee rer ai cetuer archi ele! sisitetlona lo ahel Mtadstin: Sfor's|crola ailaneleue @oey a age sts 190,708 
ASSESSMENT COMPANIES. 
Amount Of tue year SCertincates . 56.5 23's Gen. ca dsle suisse beers $12,685,000 
PATIO MIN AIT LOT Ce Ree eee tel or oiare co iene ae caren au cl nevaiiel ale ara auav ane tame 127,634,000 
PEAT AL TSA yan MUDELS ete papeniaiicy Svan alc) elepcin tetsu) doe. atevel sles arate evalteb ots 1,527,759 
\ClembanGhjoenGls 24 o'e-ohe dio Warore 3 Ra are een ni IIE ira ae 977,684 
In addition to these we may perhaps class the employer’s liability 
insurance companies, and the accident insurance companies, of which 
mention will be further made towards the close of this paper. 
I have several times been called upon to examine into the sufficiency 
of the premiums charged by assessment companies to meet their inevitable 
death claims, and though I take an unusually broad view of the position 
