1816.] 



fain as 1 to 6, the amontit <lue to eacli siir- 

 Tivor willbe 6 X 'iOiz 120i. And the value 

 of an annuity at 60 being 8 years' puicbase, 

 or 1 'j'l per cent., the anuiiily arising to 

 each would be 15/. per annum, on the ca- 

 pital of 120/. — Hence, if only every other 

 survivor required the aid of the fund, the 

 annuity to each would be 30/. or if 2 of 

 every 3, it would be 22/. Ifw. — But, if the 

 fund were improved by planting timber, 

 instead of coniponnd interest, and it pro- 

 tlMced by tliat means 10 per cent, instead 

 of 5, then in every instance the figures 

 would be doubled, and the final result:! 

 would be annuities for half the survivors 

 of 60/. or for 2 in ;> of 4.5/. 



2. Again, if 65 were taken as the age of 

 decrepitude or superannuation, then iu 

 63 years the pound would amount, at coni- 

 poiiiid interest, to 26/. — Tlie average of 

 the survivors would be 1 to 9, the amotnit 

 to each survivor would be 9 x 26 rr 23 1/. 

 The annuity at this age would be but se- 

 ven years' purchase, or 14 per rent, which 

 would yield to each survivor 32/. 17s. Od. 

 per annum. — And, if half required relief, 

 the annuity to those requiring aid, would 

 be 6.5/. los. ; or, if 2 in 3, then it would be 

 49/. OS. But, if the fund were improved by 

 planting timber, theu iu each case it would 

 be doubled, or 131/. 10s. and 98/. 12s. 



3. The expences would be covered if a 

 guinea were paid instead of a pound ; and 

 parents who could afford to pay r.icre 

 might contribute two or more pounds or 

 guineas, though it might be expedient to 

 liniit the Shiouuts to five pounds or 

 guineas. 



4. Parents might, at any age of their 

 ciiildren, pay proportionate sums, with a 

 »iew to the same results in age, allowing at 

 the time of payment for past contingencies 

 of death and accumulation. 



5. Si.\ty-iive should be adopted as an 

 absolute period of superannuation ; up to 

 that age (after 60) the party should certify 

 that he or she is decrepid; and at all times, 

 that is, at the time of application and pay- 

 ments, the parties should certify, tmder 

 penalty, that he or she has no certain in- 

 come for the current year of equal amount. 

 If a reduction were made for any other 

 reriain and adequate income of half 

 kuioiiiit, the sums so accumulated would 

 provide for expences and various contiu- 

 genciL'6. 



VIU. 



Till the fund for old age were render- 

 ed avaiitiblc, tite same description of 

 jjoor ought io Ik; provided lor iti build- 

 ings calloii Asijlumsfo) virtuous old A^e, 

 to which tiie aged poor should have ac- 

 cxjfis, oil eerliliciit(;s from Icii house- 

 ke<;pcrs of IIk- paii.sli or hundred. 



IX. 



TUc diseased p«or, blind, lame, aod 



On the Poor Latos. J 



helpless, should be provided for in esta- 

 blishments formed for tlic purpose. 



X. 



The iiifant poor sliould be kept in se- 

 parate establishments, and be educated, 

 and taught some branch of handicraft 

 by other poor. 



XI. 



The only poor kept in buildings deno- 

 minated workhou.ses should be the idle 

 and vicious, or those wlio are unable to 

 ]>rocuie tlic ccrtilicates often reputabto 

 housekeepers of their past industry and 

 sobriety. 



XII. 



No pauiiers should be removed froa 

 place to plfkce except ixitweea the hours 

 of six and sis, and they sliould be re- 

 moved in covered vehicles, and b» 

 lodged iu dry places, or in such places 

 as otL>er persons are accustomed to 

 lodge in, and receive three full meals 

 per day, while on their joiuney. 



XIII. 



The rights of the poor sliould be better 

 secured, by giving ellect to (he law for 

 sueuig and defending in forma pav^^ 

 7-is ; auil frce-schoois for teaching read- 

 ing, writing, and arithmetic, should bo 

 established universally. 



Common Sense. 



To the Editor rftlie 3Io>uMy Magazine, 



S!U, 



Or all subjects on political economy, 

 there is, perhaps, none of greater 

 consequence to the welfare of societf 

 than that whicli has for its object tb'« 

 amelioration of the poor, and the reduc- 

 tion of the gloat expense incurred tor 

 tlicir maintcuancc, which, as tar as can 

 be ascertained by returns made to par- 

 liament, has amounted to the enormous 

 sum of eight millions for one year, which 

 sum was pi«i>!ietically calculated upoii, 

 as may be seen in a pamphlet published 

 last January, entitied, "an Enquiry into 

 the Cause of the Increase of Pauperism 

 and Pour Rates, with a Remedy tor lh« 

 same, by ^^'m, Ciaikson, esq." To 

 whicii sum are to be added lands, 

 and other propeily, bequeathed at dif- 

 ferent tiiiies for the i)oor, as well as other 

 public and private charities, liospitalsi^ 

 dispensaries, free schools, alms houses. 

 Sec. &e. which, on a moderate calcula- 

 tion, will echanee the amount to twelve 

 millions per amuiiu, a sum so great, that 

 it is natural to conclude no tarther call 

 upon the Iniinanc could possibly be ne- 

 ce;isary; yet wo ln.'ar of daily complaints, 

 and ecu depicted iu tiic couiiteiiauces of 

 Biauy 



