NORTH BRITISH MD BRCMTILE 



INSURANCE COMPANY. 



Incorjiorated by Royal Charter and Acts of Parliament. 

 ESTABLISHED 1809. 



F I R E- L I F E-A N NUI TIES. 



n^IIE FUXDS of the Life Department are not Uahlefor Obligations under 

 the Fire Department, nor are the Funds of the Fire Department liable for 

 Obligations under the Life Department. In this ComjKini/, therefore, the 

 Investments for the Life Dejmrtment are kept entirely sejxirate from those of 

 the Inre Departmeiit, as set forth in the Balance Sheet. 



President.— HIS GRACE THE DUKE OF KOXBUEGHE. 

 Vice-President.— HIS GRACE THE DUKE OF SUTHERLAND, K.G. 



EXTRAORDINARY DIRECTORS. 

 Right nox. LORD NORTHBOURNE. | Sir MATTHEW WHITE RIDLEY, Bart., JI.P. 



Right Hon. The EARL OF STRATHMORE. Right Hon. LORD WOLVERTOX. 



Right Hon. The EARL OF ABERDEEN. | The Ho.n. LORD WELLWOOD. 



Chairman of General Court of Dircetors—DAXII) DAVIDSON, Esq. 

 EDINBURGH BOARD OF DIRECTORS. 



.J. F. WALKER-DRUMMOND, Esq. 



DAVID B. WAUCHOl'E, Esq. 



Sir .IAMES GARDINKR BAIRD, Bart. 



GEORGE AULD.Jo .JAMIESON, Esq. 



FREDERICK PITMAN, Esq. 



EVAN ALLAN HUNTER, Esq. 



CHARLES B. LOGAN, Esq. 



Manager, A. GILLIES-SMITH, F.R.S.E. Secretary, PHILIP R. D. MACLAGAX. 



Actuary, THOMAS WALLACE. Medical Officer, JOHN MOIR, M.D., F.R.C.P. 



Solicitors, J. & F. ANDERSON, W.S. Auditor, JAMES HALDANE, C.A. 



CHARLES GAIRDNER, Esq., LL.D. 



RALPH DUNDAS, Esq. 



JOHN WHARTON TOD, Esq. 



Sir JAMES H. GIBSON-CRAIG, Bap.t. 



RKiHT Hos. Thr earl of ELGIN. 



Sir, THOMAS CLARK, Bakt. 



LIFE DEPABTMENT. 



Next Division of Profits, Slst Deceniber 1890. 



Nine-Tenths of the Whole Profits of the Life Assurance Branch are allocated to 



Participating Policies. 



The Bonus at last division ranged, according to the age of the Policy, from £1, 9s. 



to £2, 17s. lOd. per cent, per annum on the Original Sum Assured. 



SPECIAL FEATURES. 



Claims paid on proof of death and title. 



Premiums adjusted to each half year of age. 



Minimum Surrender Values fixed, and held at credit of Insured for five years. 



Paid up Policy of Liberal Amount granted in place of Lapsed Policy, if desired, within 



Six Months. 

 Inaccurate Statements in Proposal Papers do not involve Forfeiture of Policy, unless 



accompanied by Fraud. 

 Policies in most cases free of all Restrictions as to Occupation, Residence, and TraveL 



ANNUITY BRANCH. 



Annuities, — Immediate, Contiiiffent, or Deferred, arc granted on favourable terms. 



FIRE DEPARTMENT. 



Property of nearly every de.scription Insured at Home or Abroad at tlie Lowest Rnte 



of Premium. 



Ln.sses settled with iironiptitude and liberality. 



ProKpfcivKeH and ecery information may be had at the Chief Offices, liranchen, or Arjenciex. 



CHIEF OFFICES: 



EDINBURGH-G4 PRINCES STREET. LONDON-Gl THIiEADNEEDLE STREET. 



