a 
Scottish Provident 
ow» Institution =e 
1837 
Family Provision 
Iw the selection of an Assurance Office for the purpose 
of providing Capital Sums at Death to meet Family 
Settlements, Partnership or other Business Arrange- 
iments, Estate Duties, etc., the ‘main question) alter 
that of Absolute Security, is which Office will provide 
this Fund on the most moderate terms, without sacrifice 
of the valuable right to participate in the Surplus. 
The system of the Scottish Provident Institution is 
specially suited for such requirements. The Premiums are so 
moderate that, at usual ages for assuring, 41200 or £1250 may 
be secured from the first for the yearly payment which is 
generally charged (with profits) for £1000 only—the £200 or 
4250 being equivalent to an immediate and certain Bonus. 
The Wuote Surpius goes to the Policyholders, on a system 
at once safe and equitable—no share being given to those by 
whose early death there is a /oss to the Common Fund. 
The SURPLUS at last Septennial Valuation (1894) was £1,423,018. The 
additions to policies sharing the first time, speaking generally, varied according 
to class and duration, from 15 to upwards of 30 per cent. More than one- 
half of the Members who died during the period (1888-1894) were entitled to 
Bonuses which, notwithstanding that the Premiums do not asa rule 
exceed the non-profit rates of other Offices, were on the average equal 
to an addition of about 50 per cent to the Policies which participated. 
The Accumulated Funds now exceed 
Ten Millions Sterling. 
LONDON: 17 KING WILLIAM STREET, E.C. 
HEAD OFFICE: 6 ST. ANDREW SQUARE, EDINBURGH. 
